41851 Ferguson Line, Southwold, ON

$629,900
MLS#:X13790058
3 beds
2 baths
2000-2500 sqft
7.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 41851 Ferguson Line Southwold ON listed at $629,900 (MLS# X13790058) - Main View
For Sale
Added:Sep 16, 2026(today)
Updated:Sep 16, 2026(today)
Last Checked:5 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Rural Southwold. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 125 x 140 ft lot
  • Features a crawl space, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available
  • Notable attributes: Carpet Free, Central Vacuum, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Have you ever dreamed of a life in the country? Now's your chance - this move-in-ready cozy-cottage-feeling home is waiting for you. Tucked between London to the north and St. Thomas to the south, you'll feel wonderfully secluded while still being close to everything. Mature landscaping and sweeping field views set the stage for private evenings sipping your favourite drink outdoors. On cooler days, retreat to the south-facing sunroom corner of the family room, where you can soak up the sunshine without ever stepping outside. The country kitchen, complete with an island and eat-in dining area, will have you dusting off the family cookbook and whipping up something special. Just off the kitchen, an additional living area offers the flexibility of a traditional living room or dining room - perfect for entertaining. The family room offers plenty of room for your favourite lounging spot, home entertainment setup, or cozy game nights by the gas stove. With three bedrooms and two bathrooms, there's room to grow - whether that means a full family or a dedicated hobby nook of your own - and the basement adds even more room to spread out for play, storage, or hobbies. Out back, a garden shed keeps tools, gear, and all your gardening essentials close at hand. The thoughtfully designed mudroom keeps outdoor gear organized and out of sight, while giving your four-legged friends the perfect spot to wipe their paws before coming inside.

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Property Summary

This detached home located at 41851 Ferguson Line, Southwold is currently for sale and has been available on SousaSells for 0 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 41851 Ferguson Line, Southwold is in the Rural Southwold neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Rural Southwold, Southwold.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Southwold.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$629,900
AddedSep 16, 2026 (today)
UpdatedSep 16, 2026 (today)
Last Checked5 minutes ago
Transaction TypeFor Sale
List Office NameSHOWCASE EAST ELGIN REALTY INC

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionVinyl Siding, Brick
BasementCrawl Space, Partially Finished
Lot Size125 × 140 Feet
CountyElgin
Annual Tax$3,301
Legal DescriptionPART OF LOT 1 CON B SOUTHWOLD AS IN E233296 TOWNSHIP OF SOUTHWOLD

Parking & Garage

Parking Total7.0
Parking Space7
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Central Vacuum
  • Sump Pump
  • Water Heater
  • Water Softener
  • Water Treatment

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Southwold Home Buyer Advisory & Market HubActive MLS® Listing in Southwold, Ontario

Looking to Buy a Home in Southwold?

If you are looking for a house in Southwold or researching Southwold real estate for sale, this 3-bedroom detached at 41851 Ferguson Line, Southwold, ON offers an exceptional opportunity to buy a home in Southwold, Ontario. Whether you are a first-time Southwold home buyer or comparing active Southwold MLS® homes for sale, working with a dedicated Southwold buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Southwold Homes for Sale & MLS® Listings

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Dedicated Southwold Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Southwold realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Southwold Buyer Budget & Costs

Estimated mortgage: $2,097*/month*. Estimated Ontario Land Transfer Tax: $9,073. First-time Southwold home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Southwold

Frequently Asked Questions about 41851 Ferguson Line, Southwold, ON

Q.What is the asking price for 41851 Ferguson Line, Southwold, ON ?

The current listing price for 41851 Ferguson Line, Southwold, ON in Rural Southwold, Southwold is $629,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 41851 Ferguson Line, Southwold, ON ?

41851 Ferguson Line, Southwold, ON is a Detached (Sidesplit) featuring a Crawl Space, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Central Vacuum, Sump Pump, Water Heater, Water Softener, Water Treatment.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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41851 Ferguson Line, Southwold, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Southwold, Southwold

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 41851 Ferguson Line, Southwold, ON N5P 3T1

Estimated Sales Range
$598,000 - $617,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in Southwold, ON

For a property listed at $629,900 in Southwold, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

Similar Listings in Rural Southwold, Southwold

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Rural Southwold, Southwold Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Southwold, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,039,475

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Southwold, Southwold

Elementary Schools

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Secondary Schools

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Rural Southwold, Southwold Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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