4395 Thomas Road, Southwold, ON

$839,900
MLS#:X12168890
4 beds
4 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Rural Southwold. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $839,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 91 x 200 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this serene, nearly half-acre retreat, just minutes from the charming lakeside village of Port Stanley. Nestled amidst beautifully landscaped grounds with picturesque views of a tranquil forest and open meadow, this property offers an idyllic escape from the everyday. Gather around either the gas or wood-burning firepit and savour the peace of your private sanctuary. This thoughtfully designed 3+1 bedroom, 3.5 bathroom home showcases 9-foot ceilings and a bright, open-concept layout, ideal for both relaxed living and refined entertaining. The spacious, eat-in kitchen is a chefs delight, featuring a butcher block island, granite countertops, premium stainless steel appliances, and a walkout to a covered backyard patio, perfect for outdoor dining and summer barbecues. The adjoining Great Room exudes warmth and character, highlighted by a cozy gas fireplace, while the primary suite offers a restful haven with a walk-in closet and elegant 3-piece ensuite. A second bedroom enjoys the luxury of its own private 4-piece bath perfect for guests. An inviting den, framed with graceful French doors and bathed in natural light, provides a versatile space for a home office or an additional bedroom. A practical mudroom adds everyday convenience with a 2-piece powder room, laundry facilities, coat closet, and a spacious pantry. Downstairs, the fully finished lower level boasts 9 foot ceilings with an expansive family room with a second gas fireplace, an additional bedroom, a full 4-piece bath, and abundant storage. Additional features include a backup hydro generator for peace of mind. This home's location also offers effortless access to Lake Eries sandy beaches, the scenic Elgin Trail, and countless outdoor adventures. This is where comfort meets character, and everyday moments become something memorable.

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Property Summary

This detached home located at 4395 Thomas Road, Southwold is currently for sale and has been available on SousaSells for 416 days. This property is listed at $839,900 with an estimated mortgage of $2,796* per month. It has 4 beds, 4 bathrooms, and is 1100-1500 square feet. 4395 Thomas Road, Southwold is in the Rural Southwold neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 5, 2025
Sold price information is available to members only
Listed Date5/23/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Finished
Lot Size91 × 200 Feet
CountyElgin
Annual Tax$4,271.96
Legal DescriptionPART OF LOT 14 RANGE 2 S UNION RD SOUTHWOLD DESIGNATED AS PARTS 1 & 4, 11R-10067 TOWNSHIP OF SOUTHWOLD

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Library, Marina, Park, Place Of Worship

Interior Features

Primary Bedroom - Main Floor, Storage

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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4395 Thomas Road, Southwold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4395 Thomas Road, Southwold, ON N5L 1J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

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Interest Rate4.00%
Down Payment$251,970 (30.0%)
* Minimum Canadian down payment required for this price is $58,990.
Amortization Period30 Years
Estimated Monthly Payment$2,796Based on a loan of $587,930 over 30 years.
Purchase Price$839,900
Loan Amount$587,930
Provincial Land Transfer Tax:$13,273
Total Estimated Closing Taxes:$13,273

About Purchasing a Home in Southwold, ON

For a property listed at $839,900 in Southwold, the legal minimum down payment is $58,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,273 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Southwold, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$885,755

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.