7763 CENTRE Street, Southwold, ON

$849,900
MLS#:X12272345
4 beds
3 baths
2500-3000 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on July 31, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fingal. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 227.7 x 116.16 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome to Your Quiet Country Retreat!Tucked away at the end of a peaceful, no-through road in the charming village of Fingal, this spacious two-storey Tudor-style home sits on a sprawling 0.60-acre lot, offering serene views of neighboring farm fields and ultimate privacy. Enjoy the best of both worldsseclusion and tranquility, with the convenience of the highly sought-after Southwold school district just around the corner.Inside, the main floor radiates warmth and practicality, featuring a formal dining room, a cozy living room, and a family room centered around a fireplaceperfect for cozy evenings or entertaining. The large eat-in kitchen boasts generous cabinet space and flows into a bright dining nook, where patio doors lead to a spacious deckideal for summer barbecues, and enjoying the picturesque surroundings.Additional main floor highlights include a convenient 2-piece bath, a main-floor laundry room, and direct access to the attached double garage, making everyday living easy and stress-free.Upstairs, the expansive primary bedroom offers a private retreat with a walk-in closet and a luxurious 5-piece ensuite. Three more spacious bedrooms, two with walk-in closets, and a beautifully appointed 4-piece main bath, provide ample room for your growing family.The full, unfinished basement features high ceilings and includes a dedicated office space, offering endless possibilities to personalize and expand.Dont miss your chance to embrace country living in this stunning home that blends comfort, space, and privacy. Schedule your private tour today!

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Property Summary

This detached home located at 7763 CENTRE Street, Southwold is currently for sale and has been available on SousaSells for 374 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 4 beds, 3 bathrooms, and is 2500-3000 square feet. 7763 CENTRE Street, Southwold is in the Fingal neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 31, 2025
Sold price information is available to members only
Listed Date7/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementUnfinished, Full
Lot Size227.7 × 116.16 Feet
CountyElgin
Annual Tax$4,916.25
Legal DescriptionLT 58-60 PL 33 ;SOUTHWOLD

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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7763 CENTRE Street, Southwold, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 7763 CENTRE Street, Southwold, ON N0L 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Southwold.

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Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Southwold, ON

For a property listed at $849,900 in Southwold, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Southwold (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fingal, Southwold.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$801,665

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.