1243 St. Vincent Street, Springwater, ON

$864,900
MLS#:S12399730
4 beds
2 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Midhurst. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $864,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 100 x 150 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, Upgraded Insulation, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A well-maintained & updated 4-Level sidesplit on 100 x 150 ft lot in desirable Midhurst! The main level features a clean & bright kitchen with brand-new appliances and sink (2025), flowing into bright living and dining areas. Both bathrooms were updated in 2025, offering a fresh, modern feel throughout. The lower level includes a spacious family room with a cozy gas fireplace and a well-sized fourth bedroom with a large above-grade window. The basement level provides rec space, cold room, a large storage room, and direct entry to the garage. The private backyard is a true retreat - fully fenced and landscaped with several mature trees around the perimeter, a large deck (with BBQ gas line and wired for a hot tub), and a handy garden shed. The primary bedroom also enjoys its own walkout to the back deck. Bonus utility features of the property include a laundry room with gas hookup, irrigation system serving the entire lot, as well as specialized outlets in the home connected to a generator plug-in available in the garage. Recent big-ticket upgrades: new roof and driveway (2024). This property is a perfect fit for families who value space, privacy, and a move-in ready home in Midhurst!

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Property Summary

This detached home located at 1243 St. Vincent Street, Springwater is currently for sale and has been available on SousaSells for 307 days. This property is listed at $864,900 with an estimated mortgage of $2,879* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 1243 St. Vincent Street, Springwater is in the Midhurst neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 26, 2025
Sold price information is available to members only
Listed Date9/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Vinyl Siding
BasementFull, Partially Finished
Lot Size100 × 150 Feet
CountySimcoe
Annual Tax$3,476
Legal DescriptionPCL 4-1 SEC M47; LT 4 PL M47 VESPRA; SPRINGWATER

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, School, School Bus Route, Library

Interior Features

Water Softener, Upgraded Insulation, Sump Pump

Security Features

Community Features

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Location

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1243 St. Vincent Street, Springwater, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1243 St. Vincent Street, Springwater, ON L9X 0P5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Springwater.

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Interest Rate4.00%
Down Payment$259,470 (30.0%)
* Minimum Canadian down payment required for this price is $61,490.
Amortization Period30 Years
Estimated Monthly Payment$2,879Based on a loan of $605,430 over 30 years.
Purchase Price$864,900
Loan Amount$605,430
Provincial Land Transfer Tax:$13,773
Total Estimated Closing Taxes:$13,773

About Purchasing a Home in Springwater, ON

For a property listed at $864,900 in Springwater, the legal minimum down payment is $61,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,773 for this transaction. As this listing is in Springwater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,773.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midhurst, Springwater.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,301,863

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.