44 Peter Street, Springwater, ON

$599,900
MLS#:S12431658
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Elmvale. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 132 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 4-Bedroom Home in the Heart of Elmvale. Walking distance to downtown Elmvale and just a short stroll to the community centre and arena, this inviting 4-bedroom, 2-bath home is full of character and warmth. A spacious front entry opens to a bright living room filled with natural light from the corner windows, complete with a cozy wood-burning fireplace and hardwood floors. The separate dining room, also accented with oversized corner windows, offers a unique and cheerful space for family meals and entertaining. The kitchen walks out to a generous backyard and is a great spot for gardens, play space, or summer barbecues. The primary bedroom showcases corner windows that fill the space with natural light and includes a private 4-piece ensuite. The homes versatile 4-level split layout offers separation and flexibility for family living, while the large crawl space provides ample storage. Set on a lot with street frontage at both ends, this property offers excellent potential for a future garage. Recent updates include newer siding, windows, and front doors, along with a durable metal tile roof for peace of mind. This is a wonderful opportunity to own a family-friendly home in a convenient Elmvale location close to schools, shops, and community amenities.

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Property Summary

This detached home located at 44 Peter Street, Springwater is currently for sale and has been available on SousaSells for 290 days. This property is listed at $599,900 with an estimated mortgage of $1,997* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 44 Peter Street, Springwater is in the Elmvale neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 27, 2025
Sold price information is available to members only
Listed Date9/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionVinyl Siding
BasementPartial Basement
Lot Size66 × 132 Feet
CountySimcoe
Annual Tax$2,544
Legal DescriptionLT 61 S/S OF GEORGE ST PL 397 FLOS; SPRINGWATER

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability

Security Features

Community Features

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Location

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44 Peter Street, Springwater, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 44 Peter Street, Springwater, ON L0L 1P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Springwater.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,970 (30.0%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period30 Years
Estimated Monthly Payment$1,997Based on a loan of $419,930 over 30 years.
Purchase Price$599,900
Loan Amount$419,930
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Springwater, ON

For a property listed at $599,900 in Springwater, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Springwater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Elmvale, Springwater.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$802,942

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.