45 Cameron Street, Springwater, ON

$1,150,000
MLS#:S12372122
3 beds
4 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Centre Vespra. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,150,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 12.8 x 43.11 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Garburator
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this elegant 2-storey home nestled in the prestigious Stonemanor Woods community. This Yorkwood 'Maple model' offers 2,383 sq ft of beautifully finished living space, including a professionally finished basement, KOHO salt water in-ground pool, and custom cabinetry. The home boasts engineered hardwood throughout the main floor, custom-built-in shelving in the family room, soaring 9-foot ceilings, and an open-concept layout with ample natural lighting. The kitchen is an entertainer's dream with S/S appliances and granite countertops, a spacious eat-in kitchen with a center island, perfect for family gatherings. The second floor has 3 well-appointed bedrooms and 2 full baths. The primary master suite is a true retreat, featuring generous his and her closets, a luxurious ensuite with an elegant glass shower, and a relaxing jacuzzi tub, perfect for unwinding after a long day. The beautifully finished lower level boasts a spacious family room and a den, complete with a modern three-piece bathroom. Additionally, this home offers the convenience of a main-level laundry room, thoughtfully designed with ample storage and direct access to the garage, making everyday living both efficient and enjoyable. Situated on a premium 41 x 141 ft lot with southern exposure, step into your private backyard oasis featuring a 14 x 28 Koho Saltwater Pool complete with a built-in waterfall feature with LED lights. The outdoor area is designed for enjoyment, featuring a composite deck, professional landscaping, and an irrigation system - ideal for outdoor entertaining and relaxation. For added convenience, there is also a pool and a garden shed. Pride of ownership is evident throughout this home. Enjoy life in this quiet, countryside neighborhood just minutes from Barrie Hill Farms, Snow Valley Ski Resort, Vespra Hills Golf Club, and Scenic walking trails. Experience the perfect balance of luxury, comfort, and location!

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Property Summary

This detached home located at 45 Cameron Street, Springwater is currently for sale and has been available on SousaSells for 319 days. This property is listed at $1,150,000 with an estimated mortgage of $3,828* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 45 Cameron Street, Springwater is in the Centre Vespra neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 10, 2025
Sold price information is available to members only
Listed Date8/31/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementFinished
Lot Size12.8 × 43.11 Metres
CountySimcoe
Annual Tax$4,750.65
Legal DescriptionLOT 135, PLAN 51M1065 SUBJECT TO AN EASEMENT FOR ENTRY AS IN SC1301842 TOWNSHIP OF SPRINGWATER

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Skiing, School Bus Route

Interior Features

Auto Garage Door Remote, Garburator

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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45 Cameron Street, Springwater, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Cameron Street, Springwater, ON L9X 0S4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Springwater.

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Interest Rate4.00%
Down Payment$345,000 (30.0%)
* Minimum Canadian down payment required for this price is $230,000.
Amortization Period30 Years
Estimated Monthly Payment$3,828Based on a loan of $805,000 over 30 years.
Purchase Price$1,150,000
Loan Amount$805,000
Provincial Land Transfer Tax:$19,475
Total Estimated Closing Taxes:$19,475

About Purchasing a Home in Springwater, ON

For a property listed at $1,150,000 in Springwater, the legal minimum down payment is $230,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,475 for this transaction. As this listing is in Springwater (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $19,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Centre Vespra, Springwater.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,314,181

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.