1 BRUCE Street, St. Catharines, ON

$699,900
MLS#:X9407384
4 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 35 x 120 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Sump Pump, Air Exchanger
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to your new home, a modern masterpiece built in 2017 and thoughtfully upgraded to offer unparalleled comfort and style. Stunning Modern Raised Bungalow in quiet northend location. Starting with a covered front porch then enter into the spacious bright foyer with double closets. Experience the beauty of soaring ceilings, brand new ash hardwood flooring throughout the main floor. The open concept living areas are adorned with Hunter Douglas blinds, ensuring both privacy and elegance. Spacious primary bedroom and 2nd bedroom currently used as office are equipped with custom IKEA closets, providing ample storage and a sleek, organized look. Unwind in the gorgeous upstairs bathroom boasting ceramic tile heated floors, towel warmer and a luxurious Neptune bathtub, Riobel & Grohe fixtures, Lovely double doors off the living room lead to private covered deck and charming backyard. The heart of the home is newly upgraded kitchen, complete with a new modern island and new counter tops, a Blanco sink, Moen faucet. This kitchen open concept to dining and living is perfect for both everyday living and entertaining. The basement is completely finished with huge recreation room with plush carpeting and 2 spacious bedrooms with big bright windows. The downstairs bath also features heated floors for your comfort . Fully fenced rear back yard professional landscaped for complete privacy. Upper covered deck overlooking the lower patio. Attached garage, double concrete drive. Located in quiet area, close to schools, shopping, restaurants QEW & all amenities including some of Niagara's finest wineries. No disappointments here. Move right in and Enjoy!

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Property Summary

This detached home located at 1 BRUCE Street, St. Catharines is currently for sale and has been available on SousaSells for 759 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 1 BRUCE Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date6/13/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStucco (Plaster), Vinyl Siding
BasementFinished, Full
Lot Size35 × 120 Feet
CountyNiagara
Annual Tax$5,433.69
Legal DescriptionLOT 64 CY PLAN 101 GRANTHAM CITY OF ST. CATHARINES

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Water Heater Owned, Sump Pump, Air Exchanger

Security Features

Alarm System

Community Features

Location

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1 BRUCE Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1 BRUCE Street, St. Catharines, ON L2R 5S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $699,900 in St. Catharines, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$700,024

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.