1 College Street, St. Catharines, ON

$1,050,000
MLS#:X14116850
5 beds
4 baths
2000-2500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 4 Bath Home at 1 College Street St. Catharines ON listed at $1,050,000 (MLS# X14116850) - Main View
For Sale
Added:Oct 26, 2026(today)
Updated:Oct 26, 2026(today)
Last Checked:24 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,050,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 85.9 x 104 ft lot
  • Features a finished, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Suite
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

A unique opportunity to own a distinctive century home built by Newman Construction,showcasing timeless craftsmanship, original architectural details, and exceptional versatility.Currently configured into three separate living areas, each complete with its own kitchen andbathroom, this property offers excellent potential for multigenerational living, extended familyaccommodations, or future investment opportunities, subject to municipal approvals.The main floor features beautiful original hardwood flooring, original light fixtures, a three-piece bathroom, kitchen, and a private covered deck. The second level offers two bedrooms, hardwood flooring, a three-piece bathroom featuring distinctive original tilework on the bathtub walls and ceiling, and a kitchen with travertine tile flooring and a one-year-old dishwasher. A door off the kitchen provides potential for a future elevated deck, subject to approvals. The attic level features hardwood flooring, two skylights providing natural light, convenient laundry facilities with washer and dryer, and a two-piece washroom. Additional highlights include a tri-level air conditioning system for the entire property ( 1 unit per floor) and a gas-heated two-car garage, ideal for parking, a workshop, hobby space, or additional storage. Rich in character and offering a flexible layout, this century home presents an exciting opportunity for homeowners, extended families, and investors alike.

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Property Summary

This detached home located at 1 College Street, St. Catharines is currently for sale and has been available for 0 days. This property is listed at $1,050,000 with an estimated mortgage of $3,495* per month. It has 5 beds, 4 bathrooms, and is 2000-2500 square feet. 1 College Street, St. Catharines is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
3
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,050,000
AddedOct 26, 2026 (today)
UpdatedOct 26, 2026 (today)
Last Checked24 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE NRC REALTY

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Apartment
Lot Size85.9 Ă— 104 Feet
CountyNiagara
Annual Tax$6,464
Legal DescriptionLT 981-982 CP PL 2 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space3
Garage Parking2.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

  • Wooded/Treed

Interior Features

  • Accessory Apartment
  • Carpet Free
  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Rough-In Bath
  • Separate Heating Controls
  • Upgraded Insulation

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 5-bedroom detached at 1 College Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $3,495*/month*. Estimated Ontario Land Transfer Tax: $17,475. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 1 College Street, St. Catharines, ON

Q.What is the asking price for 1 College Street, St. Catharines, ON ?

The current listing price for 1 College Street, St. Catharines, ON in Downtown, St. Catharines is $1,050,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 1 College Street, St. Catharines, ON ?

1 College Street, St. Catharines, ON is a Detached (2-Storey) featuring a Finished, Apartment basement.

Q.What key property features does 1 College Street, St. Catharines, ON offer?

Key property features include: Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Rough-In Bath, Separate Heating Controls, Upgraded Insulation.

Q.What security features are installed at 1 College Street, St. Catharines, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

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Location

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1 College Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Downtown, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1 College Street, St. Catharines, ON L2R 2W6

Estimated Sales Range
$998,000 - $1,029,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$315,000 (30.0%)
* Minimum Canadian down payment required for this price is $210,000.
Amortization Period30 Years
Estimated Monthly Payment$3,495Based on a loan of $735,000 over 30 years.
Purchase Price$1,050,000
Loan Amount$735,000
Provincial Land Transfer Tax:$17,475
Total Estimated Closing Taxes:$17,475

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,050,000 in St. Catharines, the legal minimum down payment is $210,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $17,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $17,475.

Similar Listings in Downtown, St. Catharines

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Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, St. Catharines.

Verified Local Data
City Population323,103
City Median Age40.5 Yrs
City Ownership86% Owners
Avg Area List Price$761,815

People & Families

Age Distribution

Household Composition

One-person households
15%
Families with children
52%
Couples without children
28%
Other households
5%

Top Ethnic Origins

Italian35%
Canadian10%
Russian8%
Chinese6%

Best Schools in Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied86%
Rented14%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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