10 Montrose Street, St. Catharines, ON

$875,000
MLS#:X12071582
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
10 Montrose Street, St. Catharines, ON L2S 4A7
⚠️

Property no longer active

This property was sold on April 15, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 462 - Rykert/Vansickle. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $875,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 46.32 x 114.83 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Sump Pump, Solar Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 10 Montrose Street, a spacious and beautifully maintained 4-level backsplit located in the highly sought-after Vansickle neighbourhood of St. Catharines. This former Rinaldi model home offers an impressive layout with plenty of space for the whole family. Upon entry, youre greeted by a tiled foyer and cathedral ceilings that flow into a bright front living room with hardwood floors. The custom kitchen features granite countertops, stainless steel appliances, and a striking backsplash. Upstairs, youll find three generously sized bedrooms, a 4-piece bathroom, and California shutters in the bedrooms and bathroom. The primary bedroom includes a walk-in closet for added convenience. A side door leads to a stunning three-season sunroom installed by Aztec Enclosures, complete with a hot tubperfect for relaxing in any weather. The lower level boasts a massive living area with large windows, a gas fireplace, and California shutters, along with a 3-piece bathroom. This level could easily be reconfigured to add a fourth bedroom. The basement features an additional finished space ideal for a rec room, craft area, or entertaining guests at the custom bar. Step outside to enjoy the private backyard oasis with an inground, solar-heated saltwater pool (17x32) featuring a brand-new liner installed in 2024, surrounded by low-maintenance landscaping with shrubs and perennials. Located just minutes to Fourth Avenue, all major amenities, schools, parks, and with easy highway access, this home offers the perfect blend of comfort, style, and convenience.

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Property Summary

This detached home located at 10 Montrose Street, St. Catharines is currently for sale and has been available on SousaSells for 484 days. This property is listed at $875,000 with an estimated mortgage of $2,913* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 10 Montrose Street, St. Catharines is in the 462 - Rykert/Vansickle neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 462 - Rykert/Vansickle, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 15, 2025
Sold price information is available to members only
Listed Date4/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size46.32 × 114.83 Feet
CountyNiagara
Annual Tax$6,247
Legal DescriptionLOT 32, PLAN 30M291, ST. CATHARINES.

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater Owned
  • Sump Pump
  • Solar Owned
  • Central Vacuum

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 10 Montrose Street, St. Catharines, ON

Q.What is the asking price for 10 Montrose Street, St. Catharines, ON ?

The current listing price for 10 Montrose Street, St. Catharines, ON in 462 - Rykert/Vansickle, St. Catharines is $875,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 10 Montrose Street, St. Catharines, ON ?

10 Montrose Street, St. Catharines, ON is a Detached (Backsplit 4) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Sump Pump, Solar Owned, Central Vacuum.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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10 Montrose Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10 Montrose Street, St. Catharines, ON L2S 4A7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$262,500 (30.0%)
* Minimum Canadian down payment required for this price is $62,500.
Amortization Period30 Years
Estimated Monthly Payment$2,913Based on a loan of $612,500 over 30 years.
Purchase Price$875,000
Loan Amount$612,500
Provincial Land Transfer Tax:$13,975
Total Estimated Closing Taxes:$13,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $875,000 in St. Catharines, the legal minimum down payment is $62,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,975.

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462 - Rykert/Vansickle, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 462 - Rykert/Vansickle, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$832,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 462 - Rykert/Vansickle, St. Catharines

Elementary Schools

Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Power Glen
PublicPower Glen, St. Catharines, Ontario, L2S 4C4
9.5
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6

Secondary Schools

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462 - Rykert/Vansickle, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.