10 Wiley Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 1500-2000 sqft on a premium 36 x 94 ft lot
- Features a finished, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Accessory Apartment, Storage, Workbench
- equipped with window unit(s) central cooling and highly efficient forced air heating via gas
Description
HEY: INVESTORS or FIRST-TIME HOME BUYERS, Welcome to 10 Wiley Street - A Timeless Home in the Heart of St. Catharines. Nestled on the northern edge of downtown St. Catharines in the charming Fitzgerald neighbourhood. This classic home offers a rare blend of history, character, and modern comfort. This residence has been home to generations of families and is now ready to welcome its next chapter. Much of its original architectural charm remains beautifully preserved, including soaring high ceilings, elegant banister, and impressive tall baseboards and trim. Thoughtful updates over the years have enhanced the home while maintaining the integrity and warmth of its era. The spacious main floor serves as the heart of the home, featuring a large kitchen, dining area, and living room-perfect for everyday living and entertaining. A generously sized primary bedroom is also conveniently located on this level. YOUR MORTGAGE HELPER lives upstairs in a separate apartment and provides added flexibility, complete with its own kitchenette, bathroom, bedroom, and living space. Access is through the main front entrance and foyer, making it ideal for extended family or tenant. The finished lower level, with its own separate entrance, includes a 3-piece bathroom, workshop, small bedroom, spacious laundry area, and a sizable family room-offering even more functional living space. Additional highlights include parking for up to four vehicles, with access from Maple Street. A unique opportunity to own a piece of history while enjoying modern-day comfort in a prime location.
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Key Features
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Parking & Garage
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Features
Property Features
Arts Centre, Hospital, Park, School, Library, Public Transit
Interior Features
Accessory Apartment, Storage, Workbench
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 10 Wiley Street, St. Catharines, ON L2R 4E5
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About Purchasing a Home in St. Catharines, ON
For a property listed at $479,900 in St. Catharines, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.