102 Beech Street, St. Catharines, ON

$449,000
MLS#:X13601454
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
102 Beech Street, St. Catharines, ON L2R 2B9

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 37.7 x 63.2 ft lot
  • Features a unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, In-Law Capability
  • Efficient forced air heating via gas

Description

Welcome to this beautifully updated 3-bedroom bungalow located on a quiet street in a mature St. Catharines neighbourhood. This move-in ready home offers modern upgrades, comfortable living, and excellent future potential. The main floor has been extensively renovated featuring brand-new windows throughout, updated plumbing and electrical systems, new flooring, fresh paint, and modern light fixtures. The bright and functional layout is perfect for everyday living and entertaining. The updated kitchen features a brand-new stainless steel Samsung appliance package, while the renovated main bathroom offers a new vanity, faucet, and toilet. The spacious unfinished basement offers excellent potential with good ceiling height, a separate entrance, and an existing 2-piece bathroom. This versatile space is ideal for an in-law suite, home office, recreation area, or potential secondary dwelling/income apartment (buyer to complete all required permits and approvals). Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and public transit. Enjoy easy access to the QEW for commuters throughout Niagara, Hamilton, and the GTA. The home is also minutes from downtown St. Catharines, Brock University, The Pen Centre, Meridian Centre, Port Dalhousie waterfront, beaches, walking trails, wineries, and many of the amenities the Niagara Region has to offer. Whether you are a first-time buyer, downsizer, family, or investor, this beautifully updated bungalow offers exceptional value with major improvements already completed and exciting future possibilities. A fantastic opportunity to own a turn-key home in a desirable St. Catharines community.

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Property Summary

This detached home located at 102 Beech Street, St. Catharines is currently for sale and has been available on SousaSells for 13 days. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 102 Beech Street, St. Catharines is in the 451 - Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionOther
BasementUnfinished, Separate Entrance
Lot Size37.7 × 63.2 Feet
CountyNiagara
Annual Tax$2,808
Legal DescriptionPT LT 22-23 CY PL 119 GRANTHAM AS IN RO446078; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 102 Beech Street, St. Catharines, ON

Q.What is the asking price for 102 Beech Street, St. Catharines, ON ?

The current listing price for 102 Beech Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $449,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 102 Beech Street, St. Catharines, ON ?

102 Beech Street, St. Catharines, ON is a Detached (Bungalow) featuring a Unfinished, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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102 Beech Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 102 Beech Street, St. Catharines, ON L2R 2B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$134,700 (30.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period30 Years
Estimated Monthly Payment$1,495Based on a loan of $314,300 over 30 years.
Purchase Price$449,000
Loan Amount$314,300
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in St. Catharines, ON

For a property listed at $449,000 in St. Catharines, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.