103 Maple Street, St. Catharines, ON
Property no longer active
This property was sold on February 3, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,825,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 50 x 133 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: In-Law Capability
- equipped with other central cooling and highly efficient radiant heating via gas
Description
MUST BE SOLD WITH 105 Maple Street (Price and taxes are for both properties). Seller is open to a VTB offer. This unique property includes a church with a full basement, a school-sized gym with 19.5ft ceilings, and a two-storey residential home in downtown St. Catharines. The church main level and basement, combined with the gym, present approximately 14,300sqft of space. The duplex provides an additional 2,010sqft of finished space and 790sqft of unfinished below-grade space. The whole lot sits at approximately 26,253sqft (just over a 1/2 acre), and includes commercial parking with 10-12 parking spots and a grassy courtyard with privacy hedges. The church is currently rentable as is, with a potential rental income of $4000 per month. The residential home can be reconverted into a duplex with it's separate entrances and 3 parking spaces, and offers a potential rental income of $3600 per month. This corner lot grants fantastic visibility for businesses while also offering a short commute to the downtown core, major shopping centres, Brock University, and Niagara College. Easy access to transportation networks including a main bus hub as well as convenient highway access to the QEW and 406 are also highlights of this location. Zoned I-2, properties like these don't come around very often so book your showing today and prepare to bring your real estate dreams to life!
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Property Summary
This duplex located at 103 Maple Street, St. Catharines is currently for sale and has been available on SousaSells for 696 days. This property is listed at $1,825,000 with an estimated mortgage of $6,075* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 103 Maple Street, St. Catharines is in the 451 - Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
- •2 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1500-2000 sqft of generous functional square footage
First-time home buyers, professionals, or investors seeking value.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- In-Law Capability
Security Features
- Other
Community Features
None listed
Frequently Asked Questions about 103 Maple Street, St. Catharines, ON
Q.What is the asking price for 103 Maple Street, St. Catharines, ON ?
The current listing price for 103 Maple Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $1,825,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 2 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.
Q.What property type and architectural style is 103 Maple Street, St. Catharines, ON ?
103 Maple Street, St. Catharines, ON is a Duplex (2-Storey) featuring a Full, Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: In-Law Capability.
Q.What security features are installed at 103 Maple Street, St. Catharines, ON ?
Security features include: Other.
Q.Is parking available at this property?
Yes, this property offers parking space for 3.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Other.
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Pricing & Value Insights
Data-driven valuation for 103 Maple Street, St. Catharines, ON L2R 2B4
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $1,825,000 in St. Catharines, the legal minimum down payment is $365,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.