104 Albert Street, St. Catharines, ON
Property no longer active
This property was sold on October 30, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 39 x 66 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: In-Law Capability, Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Lovingly maintained by the same family for over 60 years, this charming 4-bedroom, 2-bathroom multi-level home is filled with character, warmth, and an abundance of natural light from large windows throughout. Thoughtful updates have been made where they count including a newer roof (2018), central air, and water heater (2023) offering peace of mind and minimal maintenance. Nestled in a convenient downtown location, this home is a rare find for those seeking comfort, history, and move-in-ready living.
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Property Summary
This detached home located at 104 Albert Street, St. Catharines is currently for sale and has been available on SousaSells for 399 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 104 Albert Street, St. Catharines is in the 451 - Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- In-Law Capability
- Water Heater Owned
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 104 Albert Street, St. Catharines, ON
Q.What is the asking price for 104 Albert Street, St. Catharines, ON ?
The current listing price for 104 Albert Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $475,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 104 Albert Street, St. Catharines, ON ?
104 Albert Street, St. Catharines, ON is a Detached (Backsplit 4) featuring a Partially Finished basement.
Q.What interior features are included in this home?
Interior highlights include: In-Law Capability, Water Heater Owned.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Central Air.
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Pricing & Value Insights
Data-driven valuation for 104 Albert Street, St. Catharines, ON L2R 2H3
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $475,000 in St. Catharines, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.