105 ELMA Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $759,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 700-1100 sqft on a premium 50 x 100 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient attached configuration
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 105 Elma Street in the beautiful North End of St. Catharines. This gorgeous home has been completely refurbished and undated with all neutral colors, custom kitchen and bathrooms, this 3 + 1 bedroom 2 bathroom home will surly not disappoint. Opportunity to create your own in-law suite or have for extra income with the separate entrance to basement. Lovely private backyard with beautiful gardens, deck and gazebo to enjoy those beautiful summer days. This move in ready home is located close to great schools, shopping and easy access for highway.
Schedule a Tour
Contact us to schedule a private viewing of this property.
Contact Agent
Property Summary
This detached home located at 105 ELMA Street, St. Catharines is currently for sale and has been available on SousaSells for 743 days. This property is listed at $759,900 with an estimated mortgage of $2,529* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 105 ELMA Street, St. Catharines is in the 443 - Lakeport neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Hospital
Interior Features
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 105 ELMA Street, St. Catharines, ON L2N 6Z8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Mortgage & Affordability Audit
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
Configure Loan Settings
About Purchasing a Home in St. Catharines, ON
For a property listed at $759,900 in St. Catharines, the legal minimum down payment is $50,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,673 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,673.
Similar Listings Nearby
City & Neighborhood Guide
Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.
People & Families
Age Distribution
Household Composition
Top Ethnic Origins
Local Schools Guide
Elementary Schools
Secondary Schools
Homes & Housing
Structural Home Types
Tenure (Ownership vs Rental)
Need more details or a custom CMA?
Generate a full market evaluation or explore city guides using the sidebar links.
Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.