106 Carlton Street, St. Catharines, ON

$424,500
MLS#:X13492276
2 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $424,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 36 x 100 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Other, Carpet Free, Water Heater
  • Efficient forced air heating via gas

Description

Stop Renting, Start Building Your Future. Welcome to 106 Carlton Street, St.Catharines - the perfect place to take your first step into homeownership. This charming, completely renovated 2-bedroom detached bungalow offers stylish, move-in-ready living with all the major updates already completed, so you can simply unpack and enjoy. Meticulously renovated from top to bottom, this home features a new roof, windows, doors, flooring, updated electrical and plumbing, a beautiful modern kitchen, and a stunning 4-piece bathroom. The bright, thoughtfully designed interior blends contemporary finishes with comfortable living, creating a space that feels like home the moment you walk through the door. Whether you're a first-time buyer, downsizer, or investor, this low-maintenance property offers exceptional value and peace of mind. Situated in a convenient, walkable neighbourhood, you're just steps from shopping, restaurants, schools, parks, public transit, and all the everyday amenities you need. Why continue paying someone else's mortgage when you can start investing in your own future? 106 Carlton Street is affordable, beautifully updated, and ready to welcome you home. Your next chapter starts here!

Upcoming Open Houses

Sunday, July 12, 20262:00 PM - 4:00 PMPublic

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFull, Unfinished
Lot Size36 × 100 Feet
CountyNiagara
Annual Tax$2,615
Legal DescriptionPT LT 1 CY PL 110 GRANTHAM AS IN RO531281; S/T & T/W RO531281; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard, Public Transit, School, Place Of Worship

Interior Features

Other, Carpet Free, Water Heater

Security Features

Community Features

Location

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106 Carlton Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 106 Carlton Street, St. Catharines, ON L2R 1R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$21,225 (5.0%)
* Minimum Canadian down payment required for this price is $21,225.
Amortization Period25 Years
Estimated Monthly Payment$2,403Based on a loan of $403,275 over 25 years.
Purchase Price$424,500
Loan Amount$403,275
Provincial Land Transfer Tax:$4,965
Total Estimated Closing Taxes:$4,965

About Purchasing a Home in St. Catharines, ON

For a property listed at $424,500 in St. Catharines, the legal minimum down payment is $21,225 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,965 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,965.

Nearby Listings

Distance:

No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,253

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.