107 Lake Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 34 x 90.2 ft lot
- 2.0 total parking spaces available
- Notable attributes: Carpet Free
- Efficient forced air heating via gas
Description
Welcome to 107 Lake Street, an exceptional, fully renovated duplex for sale in the vibrant heart of downtown St. Catharines, offering a turn-key opportunity for investors or homebuyers seeking a beautiful property with a mortgage helper. The carpet-free main-floor suite features a bright, open-concept living area with a charming faux fireplace, two comfortable bedrooms, and exclusive access to a private covered side porch and a rare fully fenced backyard. Upstairs, the sun-filled upper suite boasts oversized windows, two generous bedrooms, a stylish 4-piece bath with a fully tiled tub surround, and a standout L-shaped kitchen. Both suites are built for easy living with beautifully updated kitchens showcasing custom cabinetry, quartz-style counters, subway-tile backsplashes, and full stainless-steel appliances. Situated in an unbeatable, highly walkable location, you are just steps from the shops, cafes, and restaurants of St. Paul Street, historic Montebello Park, and the Central Library. With Connaught Public School, St. Catharines Collegiate, and Brock University all nearby, plus quick commuter access to Highway 406 and the QEW, this move-in-ready property is the ultimate downtown investment.
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Property Summary
This duplex located at 107 Lake Street, St. Catharines is currently for sale and has been available on SousaSells for 2 days. This property is listed at $419,000 with an estimated mortgage of $1,395* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 107 Lake Street, St. Catharines is in the 451 - Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •1100-1500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Carpet Free
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 107 Lake Street, St. Catharines, ON
Q.What is the asking price for 107 Lake Street, St. Catharines, ON ?
The current listing price for 107 Lake Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $419,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
Q.What property type and architectural style is 107 Lake Street, St. Catharines, ON ?
107 Lake Street, St. Catharines, ON is a Duplex (2-Storey) featuring a None basement.
Q.What interior features are included in this home?
Interior highlights include: Carpet Free.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Pricing & Value Insights
Data-driven valuation for 107 Lake Street, St. Catharines, ON L2R 5X7
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $419,000 in St. Catharines, the legal minimum down payment is $20,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,855 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,855.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.