109 MAIN Street, St. Catharines, ON

$1,099,500
MLS#:X9407893
3 beds
2 baths
2000-2500 sqft
6.0 parking
Residential Freehold
109 MAIN Street, St. Catharines, ON L2N 4V3
⚠️

Property no longer active

This property was sold on November 7, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 438 - Port Dalhousie. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $1,099,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 57 x 175 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

Welcome to 109 Main Street, a stunning waterfront home with unobstructed views across Martindale Pond, nestled in the heart of historic Port Dalhousie. This unique two-storey century home boasts a versatile floorplan, enhanced by a substantial rear addition and an interior renovation that created an expansive main floor living space. The main level features a spacious dining area that seamlessly connects to the open kitchen and living area, offering breathtaking water views. The primary suite includes an ensuite bathroom, built-in closet cabinetry, and patio doors that open to a covered 24' x 17' deck—perfect for enjoying your morning coffee while taking in the beautifully maintained gardens and waterfront scenery. This level also includes a second bedroom and a full 4-piece bathroom. The upper level, accessible via exterior stairs to the right of the home, is currently used as a rental suite. It features an eat-in kitchen, living room, one bedroom, a 4-piece bathroom, and a large deck overlooking the water. But there's more! Need studio space, an in-law suite, or guest accommodations? The finished area above the detached garage offers a kitchen, a 3-piece bathroom, and is heated by a freestanding gas stove. This 25' x 12' space also includes a deck for enjoying elevated views. The property includes a concrete driveway with a single drive on the right side of the home, a circular drive in front, and a deep driveway on the left side. The 57' x 175' lot extends to the dock and waterfront, providing opportunities for kayaking, canoeing, paddleboarding, ice skating, and fishing. This special home is situated on a gorgeous property in charming and historic community of Port Dalhousie.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 109 MAIN Street, St. Catharines is currently for sale and has been available on SousaSells for 730 days. This property is listed at $1,099,500 with an estimated mortgage of $3,660* per month. It has 3 beds, 2 bathrooms, and is 2000-2500 square feet. 109 MAIN Street, St. Catharines is in the 438 - Port Dalhousie neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 438 - Port Dalhousie, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date8/6/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementUnfinished, Partial Basement
Lot Size57 × 175 Feet
CountyNiagara
Annual Tax$9,286
Legal DescriptionLT 50 RCP 699 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

None listed

Interior Features

  • Sump Pump

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 109 MAIN Street, St. Catharines, ON

Q.What is the asking price for 109 MAIN Street, St. Catharines, ON ?

The current listing price for 109 MAIN Street, St. Catharines, ON in 438 - Port Dalhousie, St. Catharines is $1,099,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 109 MAIN Street, St. Catharines, ON ?

109 MAIN Street, St. Catharines, ON is a Detached (2-Storey) featuring a Unfinished, Partial Basement basement.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Other.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 109 MAIN Street, St. Catharines, ON .

Location

Initializing map...
109 MAIN Street, St. Catharines, ON

Google Street View

Open in Google Maps
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 MAIN Street, St. Catharines, ON L2N 4V3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$329,850 (30.0%)
* Minimum Canadian down payment required for this price is $219,900.
Amortization Period30 Years
Estimated Monthly Payment$3,660Based on a loan of $769,650 over 30 years.
Purchase Price$1,099,500
Loan Amount$769,650
Provincial Land Transfer Tax:$18,465
Total Estimated Closing Taxes:$18,465

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,099,500 in St. Catharines, the legal minimum down payment is $219,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,465 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,465.

Similar Listings in 438 - Port Dalhousie, St. Catharines

Explore all Just Listed Homes in St. Catharines

438 - Port Dalhousie, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 438 - Port Dalhousie, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,664,374

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 438 - Port Dalhousie, St. Catharines

Elementary Schools

Gracefield
Public117 Bayview Drive, Port Dalhousie, St. Catharines, Ontario, L2N 4Z7
10.0
St Ann
Public218 Main Street, Port Dalhousie, St. Catharines, Ontario, L2N 4W1
7.4
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

438 - Port Dalhousie, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.