123 Arthur Street, St. Catharines, ON

$1,795,000
MLS#:X12079290
4 beds
4 baths
1500-2000 sqft
7.0 parking
Residential Freehold
123 Arthur Street, St. Catharines, ON L2M 1H8
⚠️

Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 437 - Lakeshore. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $1,795,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 17.65 x 179.66 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

"BEACHFRONT & MAGNIFICENT SUNSETS!" This unique bungalow-style home and property in a most desirable location offers a distinctive living experience. While directly overlooking the beachfront from all levels, this home features a bright walk-out lower level as well as an equally appointed main floor, providing 2 levels of elegant & comfortable living space totaling approximately 3000 square feet. This attractive waterfront bungalow with unrestricted beach access, offers the potential for multi-generational living or "in-law suite" possibilities with "too many upgrades to list" implying the home is well-cared for & features modern amenities & finishes. The home includes 2 fully equipped kitchens, 4 bedrooms & 4 bathrooms, (2 primary bdrms with ensuites) & 2 laundry rooms. The steel roof provides durability and a maintenance free exterior. The garden shed with hydro offers functionality and extra storage. This home is ideal for buyers looking to take immediate possession and enjoy the professional touches including the rippling brook water feature, exterior shower after enjoying the "private beach" area & amazing outdoor summer-living experience!! The stunning "million-dollar Lake Ontario" views & "astounding sunsets" are major features promising an incredibly picturesque living environment. Schedule a viewing to appreciate the highlights & desirable features & upgrades of this impeccable property & all it has to offer!!

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Property Summary

This detached home located at 123 Arthur Street, St. Catharines is currently for sale and has been available on SousaSells for 481 days. This property is listed at $1,795,000 with an estimated mortgage of $5,975* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 123 Arthur Street, St. Catharines is in the 437 - Lakeshore neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in 437 - Lakeshore, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 4 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 437 - Lakeshore, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 6, 2025
Sold price information is available to members only
Listed Date4/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFinished, Full
Lot Size17.65 × 179.66 Feet
CountyNiagara
Annual Tax$8,663
Legal DescriptionLOT 1, PLAN 30M261, ST. CATHARINES.S/T EASEMENT OV

Parking & Garage

Parking Total7.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Clear View
  • Cul de Sac/Dead End
  • Marina
  • Park
  • Public Transit

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 123 Arthur Street, St. Catharines, ON

Q.What is the asking price for 123 Arthur Street, St. Catharines, ON ?

The current listing price for 123 Arthur Street, St. Catharines, ON in 437 - Lakeshore, St. Catharines is $1,795,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 123 Arthur Street, St. Catharines, ON ?

123 Arthur Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Full basement.

Q.What key property features does 123 Arthur Street, St. Catharines, ON offer?

Key property features include: Beach, Clear View, Cul de Sac/Dead End, Marina, Park, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 7.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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123 Arthur Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Arthur Street, St. Catharines, ON L2M 1H8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$538,500 (30.0%)
* Minimum Canadian down payment required for this price is $359,000.
Amortization Period30 Years
Estimated Monthly Payment$5,975Based on a loan of $1,256,500 over 30 years.
Purchase Price$1,795,000
Loan Amount$1,256,500
Provincial Land Transfer Tax:$32,375
Total Estimated Closing Taxes:$32,375

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,795,000 in St. Catharines, the legal minimum down payment is $359,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,375 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,375.

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437 - Lakeshore, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 437 - Lakeshore, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$858,081

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 437 - Lakeshore, St. Catharines

Elementary Schools

Prince Philip
PublicPrince Philip Drive, St. Catharines, Ontario, L2N 2Z7
8.4
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4
Dalewood
Public61 Duncan Drive, St. Catharines, Ontario, L2N 3P3
7.9
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7

Secondary Schools

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437 - Lakeshore, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.