123 Haig Street, St. Catharines, ON

$475,000
MLS#:X12680634
5 beds
3 baths
1100-1500 sqft
8.0 parking
Residential Freehold
123 Haig Street, St. Catharines, ON L2R 7G7
⚠️

Property no longer active

This property was sold on January 12, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 452 - Haig. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 70 x 149 ft lot
  • Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Suite, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tired of seeing the same options in this affordable price range...this is a 3 + 2 character home closely situated to QEW access, but still remains quiet and private. One of the original lots in the area, with one family owners, offering generous room at approximately 70' x 150'. Currently this home is used with an inlaw apart in the basement, but easily converted back to a single family home if needed. Step inside you will find lots of original flooring and trim, and walls that are in great shape...features that have stood the test of time. The main floor features individual dining and living rooms, updated kitchen, 4 pc bath and the primary bedroom. The second floor offers 2 more bedrooms and a convenient 2 piece bath, rare for this age of home. The side of the home offers entrance to the main home and the basement unit. Head down here to a cute 2 bedroom unit with nice sized windows and a 4 pc bath. This space is laid out nicely for continued use, or converted back to be part of the family home. Access to the utilities are separate thru an outside door, for furnace and owned hot water tank. The detached double garage with attached Quonset hut behind is one of the stars of the show here. Such a great opportunity for a home hobbyist, business owner, handyman...or someone just needing some storage. It's an impressive size and space. There are opportunities with the city that could be explored for development of the land in the future. But in the meantime, enjoy this solid home, large property, oversized workshop and garage with the potential to be an income earner should you choose...all conveniently located near schools, shopping, QEW and more. It's time for you to Own a Piece of Niagara right here at 123 Haig St.

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Property Summary

This detached home located at 123 Haig Street, St. Catharines is currently for sale and has been available on SousaSells for 209 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 123 Haig Street, St. Catharines is in the 452 - Haig neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 452 - Haig, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 452 - Haig, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 12, 2026
Sold price information is available to members only
Listed Date1/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick Front, Vinyl Siding
BasementApartment
Lot Size70 × 149 Feet
CountyNiagara
Annual Tax$4,472.69
Legal DescriptionPT LT 10 TP PL 79 GRANTHAM AS IN GRN27957 EXCEPT PT 5 30R460; ST. CATHARINES

Parking & Garage

Parking Total8.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Place Of Worship
  • Public Transit
  • School Bus Route
  • School
  • Hospital

Interior Features

  • In-Law Suite
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 123 Haig Street, St. Catharines, ON

Q.What is the asking price for 123 Haig Street, St. Catharines, ON ?

The current listing price for 123 Haig Street, St. Catharines, ON in 452 - Haig, St. Catharines is $475,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 123 Haig Street, St. Catharines, ON ?

123 Haig Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Apartment basement.

Q.What key property features does 123 Haig Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Place Of Worship, Public Transit, School Bus Route, School, Hospital.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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123 Haig Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Haig Street, St. Catharines, ON L2R 7G7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,500 over 30 years.
Purchase Price$475,000
Loan Amount$332,500
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in St. Catharines, ON

For a property listed at $475,000 in St. Catharines, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

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452 - Haig, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 452 - Haig, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$347,261

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 452 - Haig, St. Catharines

Elementary Schools

St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
Grapeview
PublicGrapeview Drive, St. Catharines, Ontario, L2S 0A9
8.5
Mother Teresa
Public125 Wilholme Avenue, St. Catharines, Ontario, L2R 6P9
3.9
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4

Secondary Schools

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452 - Haig, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.