13 Chestnut Lane, St. Catharines, ON

$325,000
MLS#:X14154526
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 13 Chestnut Lane St. Catharines ON listed at $325,000 (MLS# X14154526) - Main View
For Sale
Added:Nov 5, 2026(4 days ago)
Updated:Nov 9, 2026(today)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Secord Woods. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $325,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 16.5 x 131.86 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (2.0 total parking spaces)
  • Notable attributes: Carpet Free, In-Law Capability, On Demand Water Heater
  • equipped with central air, other central cooling and highly efficient forced air heating via electric

Description

Amazing turnkey opportunity for first-time buyers, investors and multi-generational families! Recently updated and thoughtfully designed, this unique property features two side-by-side, self-contained units, offering exceptional flexibility and excellent income potential. Live comfortably in one unit while generating rental income from the other to reduce mortgage costs, or take advantage of an excellent investment opportunity just minutes from Niagara College and Brock University. Each unit features its own private front entrance, separate heating and hydro, providing added convenience. The first unit offers a spacious living room, updated kitchen, two bedrooms, updated flooring and a basement with recreation room. The second unit features a generous living room, open-concept kitchen, bedroom and updated flooring. A private backyard and two parking spaces complete this well-maintained property. Located in a family-friendly neighbourhood close to schools, parks and everyday amenities, this versatile home offers a wonderful combination of comfort, convenience and investment potential. *Some photos are virtually staged.

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Property Summary

This detached home located at 13 Chestnut Lane, St. Catharines is currently for sale and has been available for 4 days. This property is listed at $325,000 with an estimated mortgage of $1,082* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 13 Chestnut Lane, St. Catharines is in the Secord Woods neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Secord Woods, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$325,000
AddedNov 5, 2026 (4 days ago)
UpdatedNov 9, 2026 (today)
Last Checked8 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX WEST REALTY INC.

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartially Finished
Lot Size16.5 Ă— 131.86 Feet
CountyNiagara
Annual Tax$2,836.97
Rental ItemsN/A
Legal DescriptionPT LT 309 CP PL 6 GRANTHAM AS IN RO672201; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air, Other

Features

Property Features

  • Park
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Carpet Free
  • In-Law Capability
  • On Demand Water Heater
  • Separate Heating Controls
  • Separate Hydro Meter
  • Sump Pump

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 3-bedroom semi-detached at 13 Chestnut Lane, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,082*/month*. Estimated Ontario Land Transfer Tax: $3,350. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 13 Chestnut Lane, St. Catharines, ON

Q.What is the asking price for 13 Chestnut Lane, St. Catharines, ON ?

The current listing price for 13 Chestnut Lane, St. Catharines, ON in Secord Woods, St. Catharines is $325,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 13 Chestnut Lane, St. Catharines, ON ?

13 Chestnut Lane, St. Catharines, ON is a Semi-Detached (Bungalow) featuring a Partially Finished basement.

Q.What key property features does 13 Chestnut Lane, St. Catharines, ON offer?

Key property features include: Park, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, In-Law Capability, On Demand Water Heater, Separate Heating Controls, Separate Hydro Meter, Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air, Other.

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Location

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13 Chestnut Lane, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Secord Woods, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 13 Chestnut Lane, St. Catharines, ON L2T 1G3

Estimated Sales Range
$309,000 - $319,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$97,500 (30.0%)
* Minimum Canadian down payment required for this price is $16,250.
Amortization Period30 Years
Estimated Monthly Payment$1,082Based on a loan of $227,500 over 30 years.
Purchase Price$325,000
Loan Amount$227,500
Provincial Land Transfer Tax:$3,350
Total Estimated Closing Taxes:$3,350

About Purchasing a Home in St. Catharines, ON

For a property listed at $325,000 in St. Catharines, the legal minimum down payment is $16,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,350 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,350.

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Secord Woods, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Secord Woods, St. Catharines.

Verified Local Data
City Population213,759
City Median Age41.5 Yrs
City Ownership82% Owners
Avg Area List Price$577,340

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
52%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English22%
Canadian16%
Scottish16%
Irish15%

Best Schools in Secord Woods, St. Catharines

Elementary Schools

Applewood
Public130 Woodrow Street, St. Catharines, Ontario, L2P 3T7
10.0
St Theresa
Public58 Seymour Avenue, St. Catharines, Ontario, L2P 1A7
5.8
Ferndale
PublicFerndale Avenue, St. Catharines, Ontario, L2P 1V8
8.7
St Christopher
Public33 Woodrow Street, St. Catharines, Ontario, L2P 2A1
2.7
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6

Secondary Schools

No secondary schools data loaded.

Secord Woods, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied82%
Rented18%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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