147 Geneva Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
- Generous living space spanning 3000-3500 sqft on a premium 70 x 180 ft lot
- Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 15.0 total parking spaces available
- Notable attributes: Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
ONE OF A KIND! This incredible red brick 2-storey circa 1875 is loaded with original character & charm throughout. Situated on an oversized 70 x 180 lot, with just over a quarter of an acre, this property offers over 3000 sqft of finished living space across 3 units. The main floor unit previously housed a doctors office from 1923 1986 and has been operating as an owner occupied hair salon from 1986 to present with its own separate entrance, lobby area, multiple work stations, stackable laundry and a 3-piece bath with shower. The second level features the owner occupied unit with 3 bedrooms, spacious family room with big & bright windows, den, eat-in kitchen, 4-piece bath with tub & shower and separate entrance with rear patio overlooking the property. Main floor also offers an additional 1 bedroom unit with private rear entrance (and entrance into the salon) with living room, 4-piece bathroom and eat-in kitchen area. All appliances throughout included. Exterior offers parking for 10+ vehicles, storage sheds and beautiful gardens. Unbelievable potential for the new owners to make it their own.
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Interior Features
Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 147 Geneva Street, St. Catharines, ON L2R 4N7
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $1,100,000 in St. Catharines, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.