148 Geneva Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick veneer construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 4 Bathrooms
- Generous living space spanning 3000-3500 sqft on a premium 74.3 x 122 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 7.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Accessory Apartment
- Efficient water heating via oil
Description
1870 HERITAGE HOME in St. Catharines! Beyond its heritage appeal, the property is zoned R3, offering a wide variety of potential uses subject to buyer verification. Whether you invision a restored single-family residence, a multi-unit conversion, professional office, live/work space, or another permitted use, this zoning provides flexibilty rarely found in a home of this character. The property enjoys excellent visibility and convenient access to downtown St. Catharines, transit, amenities and major routes, close to the QEW. This spacious 5+ bedroom, 4 bathroom home showcases original details that simply cannot be replicated, from historic millwork and trim to period charm throughout. An adjacent studio apartment with its own entrance also compliments this historic structure. An oversized 2 car garage with workshop sits on this extra large lot 122' X 74' as well. Some remodelling and updates has been completed. Roof (2022) new oil tank (2024). This property offers excellent income potential and is currently being offered as a short term rental situation with excellent tenants and income. A truly unique offering for heritage enthusiasts, investors, and visionaries alike. 148 Geneva invites you to preserve the past while shaping the future. In the past this property has been used as an antique shop & art studio.
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Property Summary
This duplex located at 148 Geneva Street, St. Catharines is currently for sale and has been available on SousaSells for 0 days. This property is listed at $849,000 with an estimated mortgage of $2,826* per month. It has 5 beds, 4 bathrooms, and is 3000-3500 square feet. 148 Geneva Street, St. Catharines is in the Downtown neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Downtown, St. Catharines.
- •5 spacious bedroom layout offering versatile living space
- •4 well-appointed bathrooms
- •3000-3500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Downtown, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Accessory Apartment
Security Features
None listed
Community Features
None listed
Property History
No historical data available for this property.
This could be the first listing for this address.
Looking to Buy a Home in St. Catharines?
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 5-bedroom duplex at 148 Geneva Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
St. Catharines Buyer Budget & Costs
Estimated mortgage: $2,826*/month*. Estimated Ontario Land Transfer Tax: $13,455. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
Frequently Asked Questions: Buying a Home in St. Catharines
Frequently Asked Questions about 148 Geneva Street, St. Catharines, ON
Q.What is the asking price for 148 Geneva Street, St. Catharines, ON ?
The current listing price for 148 Geneva Street, St. Catharines, ON in Downtown, St. Catharines is $849,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 5 bedrooms and 4 bathrooms across approximately 3000-3500 sqft.
Q.What property type and architectural style is 148 Geneva Street, St. Catharines, ON ?
148 Geneva Street, St. Catharines, ON is a Duplex (2-Storey) featuring a Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: Accessory Apartment.
Q.Is parking available at this property?
Yes, this property offers parking space for 7.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Oil and cooling via None.
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Location
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Open in Google MapsNeighborhood Safety & Crime Analytics
Downtown, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Pricing & Value Insights
Data-driven valuation for 148 Geneva Street, St. Catharines, ON L3R 4N9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $849,000 in St. Catharines, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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