15 Catherine Street, St. Catharines, ON

$379,900
MLS#:X13069800
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $379,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 32.2 x 100 ft lot
  • Features a partial basement, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with wall unit(s), window unit(s) central cooling and highly efficient other heating via electric

Description

A home that welcomes you the moment you arrive. Discover the charm of 15 Catherine Street, where character, comfort, and everyday convenience come together. Relax on the inviting covered front porch, then step inside to a bright main floor featuring a cozy living room, generous dining space, and a practical kitchen with plenty of storage. A handy 2-piece bathroom completes the level. An added bonus is the enclosed back room, perfect as a mudroom or a quiet spot to unwind while overlooking the yard-an ideal extension of your living space. Upstairs offers two inviting bedrooms and a well-appointed 4-piece bathroom, with walk-in closets and basement storage providing room for everything. The fully fenced backyard is perfect for outdoor meals, gardening, or simply enjoying the outdoors. Set in a friendly, walkable neighbourhood close to schools, parks, transit, shopping, dining, and downtown St. Catharines, this home delivers both charm and convenience.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementPartial Basement, Partially Finished
Lot Size32.2 × 100 Feet
CountyNiagara
Annual Tax$3,109
Legal DescriptionPT LT 10 BLK I CY PL 5 (AKA PT LT 10 BLK I CY PL 12) GRANTHAM AS IN RO705352; ST. CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeOther
CoolingWall Unit(s), Window Unit(s)

Features

Property Features

Arts Centre, Library, Park, Public Transit, School, Fenced Yard

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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15 Catherine Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Catherine Street, St. Catharines, ON L2R 5E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$18,995 (5.0%)
* Minimum Canadian down payment required for this price is $18,995.
Amortization Period25 Years
Estimated Monthly Payment$2,151Based on a loan of $360,905 over 25 years.
Purchase Price$379,900
Loan Amount$360,905
Provincial Land Transfer Tax:$4,174
Total Estimated Closing Taxes:$4,174

About Purchasing a Home in St. Catharines, ON

For a property listed at $379,900 in St. Catharines, the legal minimum down payment is $18,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,174 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,174.

Nearby Listings

Distance:

No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,253

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.