15 Catherine Street, St. Catharines, ON

$399,000
MLS#:X9058734
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
15 Catherine Street, St. Catharines, ON L2R 5E4
⚠️

Property no longer active

This property was sold on August 12, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 32 x 100 ft lot
  • Features a partial basement, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient water heating via other

Description

Welcome to 15 Catherine Street! Brimming with character and warmth, this home is just waiting for you to move in and make it your own. Begin your tour at the inviting and covered front porch, where you can relax and watch the changing seasons while enjoying your morning coffee or an evening nightcap. It's the perfect spot to unwind and take in the neighbourhood's charm. As you move into the main floor, you'll be greeted by a flood of natural light streaming through the large windows, creating a warm and welcoming atmosphere. The living room, with its inviting and cozy ambiance, seamlessly flows into a spacious dining room, making it ideal for family gatherings and entertaining guests. The bright kitchen is a chef's delight, featuring ample cupboard space and room to create culinary masterpieces. A convenient 2-piece bath on this level provides easy access for guests. Move upstairs where the second level boasts two comfortable bedrooms and a 4-piece bathroom. Storage is plentiful on each level, including walk-in closets and extra space in the basement. Finish the tour outside in the fenced-in backyard, which offers a patio area and green space, ideal for outdoor activities, gardening, or simply enjoying a sunny afternoon. Situated in a great location, the family-friendly neighbourhood offers proximity to great schools, a public library, local shops, unique restaurants, entertainment facilities, beautiful parks, and all the amenities that downtown St. Catharines has to offer. 15 Catherine Street is full of character, history, and possibility, and its just waiting for you to write its next chapter!

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Property Summary

This detached home located at 15 Catherine Street, St. Catharines is currently for sale and has been available on SousaSells for 741 days. This property is listed at $399,000 with an estimated mortgage of $1,328* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 15 Catherine Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 12, 2024
Sold price information is available to members only
Listed Date7/26/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementPartial Basement, Partially Finished
Lot Size32 × 100 Feet
CountyNiagara
Annual Tax$2,884.16
Legal DescriptionPT LT 10 BLK I CY PL 5 (AKA PT LT 10 BLK I CY PL 12) GRANTHAM AS IN RO705352; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeWater
CoolingNone

Features

Property Features

  • Park
  • Public Transit
  • School
  • Arts Centre
  • Library

Interior Features

  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 15 Catherine Street, St. Catharines, ON

Q.What is the asking price for 15 Catherine Street, St. Catharines, ON ?

The current listing price for 15 Catherine Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $399,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 15 Catherine Street, St. Catharines, ON ?

15 Catherine Street, St. Catharines, ON is a Detached (2-Storey) featuring a Partial Basement, Partially Finished basement.

Q.What key property features does 15 Catherine Street, St. Catharines, ON offer?

Key property features include: Park, Public Transit, School, Arts Centre, Library.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via None.

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15 Catherine Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Catherine Street, St. Catharines, ON L2R 5E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$119,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period30 Years
Estimated Monthly Payment$1,328Based on a loan of $279,300 over 30 years.
Purchase Price$399,000
Loan Amount$279,300
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in St. Catharines, ON

For a property listed at $399,000 in St. Catharines, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.