15 Kirk Street, St. Catharines, ON

$374,990
MLS#:X13586142
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
15 Kirk Street, St. Catharines, ON L2S 1B8

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $374,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 45.39 x 105.45 ft lot
  • 3.0 total parking spaces available
  • Notable attributes: None
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Opportunity awaits at this bungalow in a desirable West St. Catharines location. Whether you're a first-time buyer or looking to simplify, this home offers a practical layout with two bedrooms, a bright living space and an eat-in kitchen. Enjoy a large, private backyard complete with patio space and a substantial shed, along with ample parking for added convenience. A solid opportunity for those looking to personalize a home in awell-established neighbourhood. Positioned close to Brock University, schools, parks, shopping and trails, with easy access to transit-making it a smart choice for both lifestyle and long-term value. RSA.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 15 Kirk Street, St. Catharines is currently for sale and has been available on SousaSells for 17 days. This property is listed at $374,990 with an estimated mortgage of $1,248* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 15 Kirk Street, St. Catharines is in the 458 - Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 458 - Western Hill, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size45.39 × 105.45 Feet
CountyNiagara
Annual Tax$2,005.62
Legal DescriptionPT LT 66-68 TP PL 94 GRANTHAM AS IN RO696378; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

  • Park

Interior Features

  • None

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 15 Kirk Street, St. Catharines, ON

Q.What is the asking price for 15 Kirk Street, St. Catharines, ON ?

The current listing price for 15 Kirk Street, St. Catharines, ON in 458 - Western Hill, St. Catharines is $374,990.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 15 Kirk Street, St. Catharines, ON ?

15 Kirk Street, St. Catharines, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 15 Kirk Street, St. Catharines, ON offer?

Key property features include: Park.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.What security features are installed at 15 Kirk Street, St. Catharines, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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15 Kirk Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 15 Kirk Street, St. Catharines, ON L2S 1B8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$112,497 (30.0%)
* Minimum Canadian down payment required for this price is $18,750.
Amortization Period30 Years
Estimated Monthly Payment$1,248Based on a loan of $262,493 over 30 years.
Purchase Price$374,990
Loan Amount$262,493
Provincial Land Transfer Tax:$4,100
Total Estimated Closing Taxes:$4,100

About Purchasing a Home in St. Catharines, ON

For a property listed at $374,990 in St. Catharines, the legal minimum down payment is $18,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,100 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,100.

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458 - Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$626,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 458 - Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

No secondary schools data loaded.

458 - Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.