153 Main Street, St. Catharines, ON

$1,295,000
MLS#:X13553148
4 beds
4 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 438 - Port Dalhousie. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,295,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 46.5 x 260 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

An exceptional waterfront retreat on the tranquil shores of Martindale Pond, offering the rare opportunity to enjoy cottage living in the heart of St. Catharines. Set on an impressive 45.5' x 260' ft lot with riparian rights, this beautifully maintained home offers 3+1 bedrooms, 3 full bathrooms, a finished lower level with separate entrance, and a private dock with direct access to the water. Designed for both everyday living and effortless entertaining, the backyard is a true sanctuary featuring a heated in-ground pool, cedar deck, fire pit, pool house with change room and 2-piece bath, detached garage, and lush landscaped grounds. Inside, a spacious addition provides generous living space, complemented by a welcoming family room with a wood-burning fireplace, an elegant living room with a gas fireplace, custom built-ins and updated finishes throughout. Launch a kayak from your own dock, enjoy morning coffee overlooking the water, watch the Henley Regatta and fireworks from your backyard, or embrace the quiet beauty of winter skating on the pond. Just a short walk to the beach, Lakeside Park, excellent schools and neighbourhood amenities, this is a home that offers the best of waterfront living without sacrificing the convenience of the city.

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Property Summary

This detached home located at 153 Main Street, St. Catharines is currently for sale and has been available on SousaSells for 7 days. This property is listed at $1,295,000 with an estimated mortgage of $4,311* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 153 Main Street, St. Catharines is in the 438 - Port Dalhousie neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementFinished, Full
Lot Size46.5 × 260 Feet
CountyNiagara
Annual Tax$9,303
Legal DescriptionPLAN 701 LOT 43

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Golf, Hospital, Lake/Pond, Marina

Interior Features

Other, In-Law Capability

Security Features

Community Features

Location

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153 Main Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 153 Main Street, St. Catharines, ON L2N 4V6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$388,500 (30.0%)
* Minimum Canadian down payment required for this price is $259,000.
Amortization Period30 Years
Estimated Monthly Payment$4,311Based on a loan of $906,500 over 30 years.
Purchase Price$1,295,000
Loan Amount$906,500
Provincial Land Transfer Tax:$22,375
Total Estimated Closing Taxes:$22,375

About Purchasing a Home in St. Catharines, ON

For a property listed at $1,295,000 in St. Catharines, the legal minimum down payment is $259,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,375 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 438 - Port Dalhousie, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,179,734

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Gracefield
Public117 Bayview Drive, Port Dalhousie, St. Catharines, Ontario, L2N 4Z7
10.0
St Ann
Public218 Main Street, Port Dalhousie, St. Catharines, Ontario, L2N 4W1
7.4
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.