16 Dexter Street, St. Catharines, ON

$478,888
MLS#:X12258929
3 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
16 Dexter Street, St. Catharines, ON L2S 2L6
⚠️

Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 459 - Ridley. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $478,888 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 90 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • Efficient radiant heating via other

Description

Under Power of Sale, we present a three-bedroom home situated on a spacious corner lot near Ridley College. The main floor features a large galley kitchen with ample cabinet space, a formal sunken dining area with walkout access to a rear deck, a living room, a primary bedroom with an attached enclosed porch that includes heating and a two-piece ensuite as bonus space, a second bedroom, a four-piece bathroom, and main-floor laundry. The upper floor can be accessed separately from the side yard or internally and includes a second kitchen and third bedroom with a three-piece bath. There is a detached garage, a fully fenced rear yard, and a partial basement. This property is located in the Ridley neighborhood just two blocks from Ridley College off St. Paul Street West. It is within walking distance to downtown St. Catharines, the Merritt Trail, and the new GO Station. The property holds potential for redevelopment into a multi-unit building or buildings. Additional features include a new boiler installed in 2020, a roof from 2012, and windows from 2010. The lot is zoned R2 and may be considered for conversion into a multi-residential property with up to four units, subject to buyer due diligence. Schedule B is available in supplements. Please note that the seller is a registered real estate salesperson. Taxes are calculated using the regional tax calculator. Sold in As Is Where Is condition.

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Property Summary

This detached home located at 16 Dexter Street, St. Catharines is currently for sale and has been available on SousaSells for 400 days. This property is listed at $478,888 with an estimated mortgage of $1,594* per month. It has 3 beds, 3 bathrooms, and is 1100-1500 square feet. 16 Dexter Street, St. Catharines is in the 459 - Ridley neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 459 - Ridley, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 1, 2025
Sold price information is available to members only
Listed Date7/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementFull, Unfinished
Lot Size60 × 90 Feet
CountyNiagara
Annual Tax$3,600
Legal DescriptionLT 1340 CP PL 2 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeRadiant
CoolingNone

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 16 Dexter Street, St. Catharines, ON

Q.What is the asking price for 16 Dexter Street, St. Catharines, ON ?

The current listing price for 16 Dexter Street, St. Catharines, ON in 459 - Ridley, St. Catharines is $478,888.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 16 Dexter Street, St. Catharines, ON ?

16 Dexter Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via None.

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16 Dexter Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 16 Dexter Street, St. Catharines, ON L2S 2L6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$143,666 (30.0%)
* Minimum Canadian down payment required for this price is $23,944.
Amortization Period30 Years
Estimated Monthly Payment$1,594Based on a loan of $335,222 over 30 years.
Purchase Price$478,888
Loan Amount$335,222
Provincial Land Transfer Tax:$6,053
Total Estimated Closing Taxes:$6,053

About Purchasing a Home in St. Catharines, ON

For a property listed at $478,888 in St. Catharines, the legal minimum down payment is $23,944 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,053 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,053.

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459 - Ridley, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 459 - Ridley, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,374,125

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 459 - Ridley, St. Catharines

Elementary Schools

Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Grapeview
PublicGrapeview Drive, St. Catharines, Ontario, L2S 0A9
8.5
Mother Teresa
Public125 Wilholme Avenue, St. Catharines, Ontario, L2R 6P9
3.9

Secondary Schools

No secondary schools data loaded.

459 - Ridley, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.