165 Main Street, St. Catharines, ON

$524,900
MLS#:X12856038
2 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
165 Main Street, St. Catharines, ON L2N 4V6
⚠️

Property no longer active

This property was sold on April 14, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 438 - Port Dalhousie. Expertly crafted featuring premium cedar and hardboard construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 40 x 94 ft lot
  • Features a finished, full, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Water Purifier
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Get ready to fall in love! Situated in the heart of Port Dalhousie, this bungalow brings together style and comfort in one stunning package. Just steps from the waterfront, marina and some of Niagara's best restaurants and patios, this location offers a lifestyle that feels like a year-round vacation. Imagine morning walks along the beach, sunset strolls on the pier and summer evenings dining lakeside with friends and family. Step inside and you're immediately welcomed by a striking foyer that opens into a bright and inviting living and dining space that is filled with natural light. The layout feels warm, comfortable and easy to live in - equally ideal for quiet nights at home or when you are hosting. The main floor features two bedrooms, including a generous primary with a massive walk-in closet, along with a beautifully updated 4-piece bathroom. The spacious kitchen is ideal for cooking everyday meals and offers tons of storage and counter space. Just a few steps away, you'll find a convenient mudroom with a door to the exterior, perfect for bringing in groceries or heading down to the fully finished basement. The lower level is a true bonus space, coming equipped with a recreation room, dedicated gym, laundry area, 2-piece bathroom and storage/utility room. This space is perfect for movie nights, out of town guests, working from home or as a play zone for the kids. Step outside to the fully fenced backyard, a lovely spot to host summer barbecues with the whole family. Having received many recent updates throughout, 165 Main Street is truly a functional bungalow that blends charm, comfort and practicality. Located in one of St. Catharines' most desirable neighbourhoods, close to parks, schools and many amenities, this is an exceptional opportunity for first-time home buyers looking to plant roots or down-sizers seeking easy living. The vibrant energy of Port Dalhousie is waiting for you - don 't miss this incredible opportunity to make this gem your new home!

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Property Summary

This detached home located at 165 Main Street, St. Catharines is currently for sale and has been available on SousaSells for 153 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 165 Main Street, St. Catharines is in the 438 - Port Dalhousie neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 438 - Port Dalhousie, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 14, 2026
Sold price information is available to members only
Listed Date3/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionCedar, Hardboard
BasementFinished, Full, Separate Entrance
Lot Size40 × 94 Feet
CountyNiagara
Annual Tax$4,401.71
Legal DescriptionLT 39 RCP 701 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Park
  • School
  • Rec./Commun.Centre
  • Place Of Worship
  • Marina

Interior Features

  • Primary Bedroom - Main Floor
  • Storage
  • Water Purifier

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 165 Main Street, St. Catharines, ON

Q.What is the asking price for 165 Main Street, St. Catharines, ON ?

The current listing price for 165 Main Street, St. Catharines, ON in 438 - Port Dalhousie, St. Catharines is $524,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 165 Main Street, St. Catharines, ON ?

165 Main Street, St. Catharines, ON is a Detached (Bungalow) featuring a Finished, Full, Separate Entrance basement.

Q.What key property features does 165 Main Street, St. Catharines, ON offer?

Key property features include: Beach, Park, School, Rec./Commun.Centre, Place Of Worship, Marina.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Storage, Water Purifier.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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165 Main Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 165 Main Street, St. Catharines, ON L2N 4V6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$157,470 (30.0%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period30 Years
Estimated Monthly Payment$1,747Based on a loan of $367,430 over 30 years.
Purchase Price$524,900
Loan Amount$367,430
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in St. Catharines, ON

For a property listed at $524,900 in St. Catharines, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

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438 - Port Dalhousie, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 438 - Port Dalhousie, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,664,374

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 438 - Port Dalhousie, St. Catharines

Elementary Schools

Gracefield
Public117 Bayview Drive, Port Dalhousie, St. Catharines, Ontario, L2N 4Z7
10.0
St Ann
Public218 Main Street, Port Dalhousie, St. Catharines, Ontario, L2N 4W1
7.4
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
St James
Public615 Geneva Street, St. Catharines, Ontario, L2N 2J3
5.4

Secondary Schools

No secondary schools data loaded.

438 - Port Dalhousie, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.