17 Elma Street, St. Catharines, ON

$399,900
MLS#:X12628452
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
17 Elma Street, St. Catharines, ON L2N 6Z3
⚠️

Property no longer active

This property was sold on December 18, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of 443 - Lakeport. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 30 x 100 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

An exceptional opportunity to own a beautifully located north-end semi-detached bungalow with no rear neighbours. Centrally situated, this home offers a smart, well-designed floor plan that provides excellent multi-family or in-law suite potential, enhanced by convenient basement access. Ideally positioned, the home features a west-facing, fully fenced backyard that captures afternoon sun and provides added privacy. The east-facing front overlooks a well-kept retirement residence along Elma Street, offering an attractive and expansive green space view. The main level includes three bedrooms, a full bathroom, kitchen, and an open-concept living/dining area. The finished lower level adds even more versatility with a spacious rec room, additional bedroom, bathroom, laundry area, and utility room. A flexible property in a highly convenient location-perfect for families seeking an affordable home in a great neighbourhood, while also appealing to investors or those needing multi-generational living options. Ample parking is available with a generously sized paved driveway accommodating up to three vehicles.

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Property Summary

This detached home located at 17 Elma Street, St. Catharines is currently for sale and has been available on SousaSells for 238 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 17 Elma Street, St. Catharines is in the 443 - Lakeport neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 443 - Lakeport, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 443 - Lakeport, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 18, 2025
Sold price information is available to members only
Listed Date12/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionAluminum Siding, Brick
BasementSeparate Entrance, Finished
Lot Size30 × 100 Feet
CountyNiagara
Annual Tax$3,199
Legal DescriptionPCL 101-2 SEC M57; PT LT 101 PL M57 PT 1 & 2 30R1818 ; S/T LT13509 ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • In-Law Capability
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 17 Elma Street, St. Catharines, ON

Q.What is the asking price for 17 Elma Street, St. Catharines, ON ?

The current listing price for 17 Elma Street, St. Catharines, ON in 443 - Lakeport, St. Catharines is $399,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 17 Elma Street, St. Catharines, ON ?

17 Elma Street, St. Catharines, ON is a Semi-Detached (Bungalow) featuring a Separate Entrance, Finished basement.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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17 Elma Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 17 Elma Street, St. Catharines, ON L2N 6Z3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in St. Catharines, ON

For a property listed at $399,900 in St. Catharines, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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443 - Lakeport, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 443 - Lakeport, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,945

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 443 - Lakeport, St. Catharines

Elementary Schools

Parnall
Public507 Geneva Street, St. Catharines, Ontario, L2N 2H7
8.7
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Pine Grove
Public690 Lake Street, Port Dalhousie, St. Catharines, Ontario, L2N 4J5
9.2
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9

Secondary Schools

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443 - Lakeport, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.