17 Hainer Street, St. Catharines, ON

$949,900
MLS#:X13093872
12 Bedrooms
4 baths
5000 + sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 12 Bed, 4 Bath Home at 17 Hainer Street St. Catharines ON listed at $949,900 (MLS# X13093872) - Main View
Price Change
For Sale
Added:May 5, 2026(190 days ago)
Updated:Sep 3, 2026(69 days ago)
Last Checked:14 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey fourplex located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 12 Bedrooms and 4 Bathrooms with 4 functional kitchens
  • Generous living space spanning 5000 + sqft on a premium 80.5 x 96.5 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Separate Heating Controls
  • Efficient baseboard heating via electric

Description

Can you hear the GO TRAIN??? The Tenants in This EXTRA EXTRA LARGE LEGAL FOUR UNIT apartment building almost can. The Location for this complex is Fantastic as it is within a short walk of the New Proposed GO TRAIN STATION!! All units are identical layouts of each other and each unit offers a formal Livingroom, a separate Dining room, Kitchen, 4 pc bathroom, 3 good sized bedrooms and outside living space on a pressure treated deck/balcony. This Turn Key investment has huge upside potential. Everything is at your fingertips with a 5 minute walk to downtown St. Catharines with all the many amenities it offers such as shopping, cafes/restaurants/bars, theatre, OHL Hockey, Concerts, Library and the downtown Brock University satellite campus. Schools, parks, hiking trails, nature reserves, and fantastic fishing spots are also all in the immediate neighbourhood. The Via Rail, Go station, city buses & Hwy 406 are just around the corner for the simplest of commutes. This 2 story 4 unit apartment building fronts on two separate roads and offers approximately 160 feet of road frontage which is prime for any future development. All units are currently fully rented. The two main floor Tenants are month to month longer term tenants. All of the units come with a fridge, stove, hardwood flooring and have been refurbished with newer kitchens, 4pc bathrooms and replacement vinyl double-paned windows. Each unit has their own electric breaker panel, electric baseboard heat, hot water heaters (2 are rented and 2 are owned)and separate hydro meters and all Tenants except for one unit pay their own hydro. This is a very easy property to maintain, a fantastic money maker and should not be missed as it will not last. This Turn-Key Investment Is Ready To Generate Income While Providing Incredible Upside For The Future.

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Property Summary

This fourplex located at 17 Hainer Street, St. Catharines is currently for sale and has been available for 190 days. This property is listed at $949,900 with an estimated mortgage of $3,162* per month. It has 12 beds, 4 bathrooms, and is 5000 + square feet. 17 Hainer Street, St. Catharines is in the Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 12 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Western Hill, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •12 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •5000 + sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Western Hill, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
12 Bedrooms
Bathrooms
4
Kitchens
4
Living Area
5000 + sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$949,900
AddedMay 5, 2026 (190 days ago)
UpdatedSep 3, 2026 (69 days ago)
Last Checked14 minutes ago
Transaction TypeFor Sale
List Office NameCOLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Property Details

Property Sub-TypeFourplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartial Basement
Lot Size80.5 Ă— 96.5 Feet
CountyNiagara
Annual Tax$5,422
Legal DescriptionPT LT 2140 CP PL 2 GRANTHAM PT 2, 30R10270; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • Separate Heating Controls

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 12-bedroom fourplex at 17 Hainer Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $3,162*/month*. Estimated Ontario Land Transfer Tax: $15,473. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 17 Hainer Street, St. Catharines, ON

Q.What is the asking price for 17 Hainer Street, St. Catharines, ON ?

The current listing price for 17 Hainer Street, St. Catharines, ON in Western Hill, St. Catharines is $949,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 12 bedrooms and 4 bathrooms across approximately 5000 + sqft.

Q.What property type and architectural style is 17 Hainer Street, St. Catharines, ON ?

17 Hainer Street, St. Catharines, ON is a Fourplex (2-Storey) featuring a Partial Basement basement.

Q.What interior features are included in this home?

Interior highlights include: Separate Heating Controls.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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17 Hainer Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Western Hill, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 17 Hainer Street, St. Catharines, ON L2S 1M5

Estimated Sales Range
$902,000 - $931,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$284,970 (30.0%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period30 Years
Estimated Monthly Payment$3,162Based on a loan of $664,930 over 30 years.
Purchase Price$949,900
Loan Amount$664,930
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in St. Catharines, ON

For a property listed at $949,900 in St. Catharines, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

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Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.

Verified Local Data
City Population62,953
City Median Age40.8 Yrs
City Ownership85% Owners
Avg Area List Price$534,947

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
28%
Other households
4%

Top Ethnic Origins

English30%
Canadian28%
Scottish22%
Irish21%

Best Schools in Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

No secondary schools data loaded.

Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied85%
Rented15%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$949,900

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