170 Niagara Street, St. Catharines, ON

$349,900
MLS#:X12505730
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
170 Niagara Street W, St. Catharines, ON L2R 4L4
⚠️

Property no longer active

This property was sold on March 3, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 Storey/Apt detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $349,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 30 x 90 ft lot
  • Features a separate entrance, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via electric

Description

Make an Offer! 170 Niagara Street is zoned M1 (Medium Density Mixed Use) allowing for many options. Exciting Opportunity for an Investor, first time buyer or if you're looking for a property to work from home. Ideal location, super close to QEW and 406, shopping, schools, hospital and much more. Recently updated plumbing and electrical including upgraded 200 amp service, bathroom, floors, main-floor laundry and more! Dual heat/AC pump in main areas, along with electric baseboards. Enjoy the Kitchen with patio doors leading to a large deck (23 ft x 15ft) partially covered with shingle roof, and lighting. Shared driveway leads to private parking in rear for 2 vehicles. Main floor offers main bedroom with ensuite and 2nd bedroom with large closet w/ light. Second 3-peice bathroom off main living area. Small attic space for additional storage. Front porch storage offer 8x8 locked room with hydro, great for keeping a bike, garbage and yard tools. The 2nd entrance, located at rear, leads to a unfinished basement. Potential to finish lower level for additional living space or another unit with rental income.

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Property Summary

This detached home located at 170 Niagara Street, St. Catharines is currently for sale and has been available on SousaSells for 276 days. This property is listed at $349,900 with an estimated mortgage of $1,165* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 170 Niagara Street, St. Catharines is in the 450 - E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 450 - E. Chester, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 3, 2026
Sold price information is available to members only
Listed Date11/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 Storey/Apt
ConstructionOther
BasementSeparate Entrance, Unfinished
Lot Size30 × 90 Feet
CountyNiagara
Annual Tax$2,321.5
Legal DescriptionPT LT 15 NIAGARA ST CY PL 29 GRANTHAM AS IN RO660355 S/T & T/W RO792997; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 170 Niagara Street, St. Catharines, ON

Q.What is the asking price for 170 Niagara Street, St. Catharines, ON ?

The current listing price for 170 Niagara Street, St. Catharines, ON in 450 - E. Chester, St. Catharines is $349,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 170 Niagara Street, St. Catharines, ON ?

170 Niagara Street, St. Catharines, ON is a Detached (1 Storey/Apt) featuring a Separate Entrance, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Wall Unit(s).

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170 Niagara Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 170 Niagara Street W, St. Catharines, ON L2R 4L4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$104,970 (30.0%)
* Minimum Canadian down payment required for this price is $17,495.
Amortization Period30 Years
Estimated Monthly Payment$1,165Based on a loan of $244,930 over 30 years.
Purchase Price$349,900
Loan Amount$244,930
Provincial Land Transfer Tax:$3,724
Total Estimated Closing Taxes:$3,724

About Purchasing a Home in St. Catharines, ON

For a property listed at $349,900 in St. Catharines, the legal minimum down payment is $17,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,724 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,724.

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450 - E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 450 - E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$572,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 450 - E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

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450 - E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.