171 Geneva Street, St. Catharines, ON

$564,900
MLS#:X9377316
5 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
171 Geneva Street, St. Catharines, ON L2R 4P1
⚠️

Property no longer active

This property was sold on October 8, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $564,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 45 x 100 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming 1.5 storey character home in St. Catharines, offering a perfect blend of classic charm and modern convenience. Nestled in a prime location, this home is just steps away from restaurants and coffee shops, and provides easy access to the QEW for added convenience. Inside, the main floor boasts an open layout flooded with natural light, featuring a spacious dining and living room area, a well-appointed kitchen with a gas stove, and a primary bedroom with a 2-piece ensuite bathroom. Upstairs, there are two additional bedrooms and a 4-piece bathroom, offering plenty of space for a growing family or guests. The basement is a versatile space with a separate entrance, laundry, a 3-piece bathroom, and two bedrooms. Outside, the home features beautiful curb appeal with a cedar fence and post, a large exposed aggregate driveway, and an electric car plug-in. The single-car garage offers additional storage space. A deck in the backyard with a gas hookup for a BBQ provides the perfect spot for outdoor entertaining. This home has seen numerous updates over the last decade, including newer plumbing, siding, electrical, and roof. The owned hot water tank and furnace were recently updated in 2022, ensuring years of worry-free living. Don't miss your chance to own this solid home with great updates, offering both comfort and convenience in a sought-after location. Schedule your viewing today!

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Property Summary

This detached home located at 171 Geneva Street, St. Catharines is currently for sale and has been available on SousaSells for 675 days. This property is listed at $564,900 with an estimated mortgage of $1,880* per month. It has 5 beds, 3 bathrooms, and is 1100-1500 square feet. 171 Geneva Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 8, 2024
Sold price information is available to members only
Listed Date9/30/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Vinyl Siding
BasementFull, Finished
Lot Size45 × 100 Feet
CountyNiagara
Annual Tax$3,212
Legal DescriptionPT LT 14 CY PL 151 GRANTHAM AS IN RO630771 CITY OF ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Library
  • Public Transit
  • School

Interior Features

  • In-Law Capability
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 171 Geneva Street, St. Catharines, ON

Q.What is the asking price for 171 Geneva Street, St. Catharines, ON ?

The current listing price for 171 Geneva Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $564,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 3 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 171 Geneva Street, St. Catharines, ON ?

171 Geneva Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Finished basement.

Q.What key property features does 171 Geneva Street, St. Catharines, ON offer?

Key property features include: Library, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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171 Geneva Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 171 Geneva Street, St. Catharines, ON L2R 4P1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$169,470 (30.0%)
* Minimum Canadian down payment required for this price is $31,490.
Amortization Period30 Years
Estimated Monthly Payment$1,880Based on a loan of $395,430 over 30 years.
Purchase Price$564,900
Loan Amount$395,430
Provincial Land Transfer Tax:$7,773
Total Estimated Closing Taxes:$7,773

About Purchasing a Home in St. Catharines, ON

For a property listed at $564,900 in St. Catharines, the legal minimum down payment is $31,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,773 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,773.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.