174 Louth Street, St. Catharines, ON

$769,000
MLS#:X11911035
4 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
174 Louth Street, St. Catharines, ON L2S 2R3
⚠️

Property no longer active

This property was sold on January 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $769,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 150 ft lot
  • Features a partially finished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

An amazing Family Home! This Cape Cod-style beauty is a perfect blend of vintage charm and modern luxury. The heart of the home is a double living room with an antique wood-burning fireplace, leading into an open-plan, well-lit kitchen with quartz countertops, chic white cabinets, and stainless steel appliances. The second floor boasts four spacious bedrooms, three of which have unique cozy dormers. A shared Jack & Jill bathroom between two of the bedrooms, and a full bathroom with a jet tub completes the upstairs. The basement offers a large family room with an electric fireplace, a bar area, lighted display cabinets, and a two-piece bathroom. Need a quiet place to work or study? There's office space too. The home is of quality construction and the electricals are a standout feature, top-notch wiring and brilliant light features everywhere. This house has been built and cared for with love and updated with taste. The backyard is a dream! It's a quiet, private oasis with a hot tub-ready deck, a grand patio, a most adorable playhouse, and a magnificent newly revamped Koi-filled pond with a fountain and waterfall. Not to mention a garden with fruit trees and a raised bed for home-grown vegetables. The house is located just minutes from shops, restaurants, parks, local wineries and essential amenities. A quick drive to the GO station and downtown, and on school and municipal bus routes, this house is a commuter's dream. Come and see it for yourself - this charming house is a rare find and ready to be your new home.

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Property Summary

This detached home located at 174 Louth Street, St. Catharines is currently for sale and has been available on SousaSells for 576 days. This property is listed at $769,000 with an estimated mortgage of $2,560* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 174 Louth Street, St. Catharines is in the 458 - Western Hill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 458 - Western Hill, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 458 - Western Hill, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 29, 2025
Sold price information is available to members only
Listed Date1/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Separate Entrance
Lot Size60 × 150 Feet
CountyNiagara
Annual Tax$4,996.3
Legal DescriptionLT 1460-1461 CP PL 2 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Hospital
  • Lake/Pond
  • Place Of Worship
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 174 Louth Street, St. Catharines, ON

Q.What is the asking price for 174 Louth Street, St. Catharines, ON ?

The current listing price for 174 Louth Street, St. Catharines, ON in 458 - Western Hill, St. Catharines is $769,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 174 Louth Street, St. Catharines, ON ?

174 Louth Street, St. Catharines, ON is a Detached (2-Storey) featuring a Partially Finished, Separate Entrance basement.

Q.What key property features does 174 Louth Street, St. Catharines, ON offer?

Key property features include: Hospital, Lake/Pond, Place Of Worship, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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174 Louth Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Louth Street, St. Catharines, ON L2S 2R3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$230,700 (30.0%)
* Minimum Canadian down payment required for this price is $51,900.
Amortization Period30 Years
Estimated Monthly Payment$2,560Based on a loan of $538,300 over 30 years.
Purchase Price$769,000
Loan Amount$538,300
Provincial Land Transfer Tax:$11,855
Total Estimated Closing Taxes:$11,855

About Purchasing a Home in St. Catharines, ON

For a property listed at $769,000 in St. Catharines, the legal minimum down payment is $51,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,855 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,855.

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458 - Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$626,682

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 458 - Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

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458 - Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.