176 Russell Avenue, St. Catharines, ON

$649,500
MLS#:X10432342
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
176 Russell Avenue, St. Catharines, ON L2R 1W6
⚠️

Property no longer active

This property was sold on December 4, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $649,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 35 x 135 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully preserved character home that offers a nice balance of original charm and modern updates! As you walk up, you'll be greeted by the spacious covered front porch. a welcoming spot for guests and a great place to enjoy your morning coffee. Step inside to an inviting entryway that leads to the living room (currently used as the dining room) with distinctive pillars, ceiling details, and a refreshed fireplace. The formal dining room showcases timeless wainscoting, leading to the spacious, renovated kitchen, which features new LG appliances and access to the deck and backyard. A bonus to this 1920s home is the main-floor powder room, a rare find in this style and era of home. Upstairs, you'll find 3 bedrooms and a large bathroom with a custom shower, extra storage, and a convenient laundry setup. The backyard is ideal for entertaining, featuring a large deck, hot tub, additional patio space, and a finished garage that you can utilize as you wish perhaps as an outdoor lounge area, office, workshop, or hobby space. Located in the vibrant "Fitz" neighbourhood, there is a great sense of community here. This home is close to parks, schools, shopping, and downtown St. Catharines.

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Property Summary

This detached home located at 176 Russell Avenue, St. Catharines is currently for sale and has been available on SousaSells for 624 days. This property is listed at $649,500 with an estimated mortgage of $2,162* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 176 Russell Avenue, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 4, 2024
Sold price information is available to members only
Listed Date11/20/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementFull, Unfinished
Lot Size35 × 135 Feet
CountyNiagara
Annual Tax$3,112
Legal DescriptionLT 10 CY PL 151 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 176 Russell Avenue, St. Catharines, ON

Q.What is the asking price for 176 Russell Avenue, St. Catharines, ON ?

The current listing price for 176 Russell Avenue, St. Catharines, ON in 451 - Downtown, St. Catharines is $649,500.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 176 Russell Avenue, St. Catharines, ON ?

176 Russell Avenue, St. Catharines, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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176 Russell Avenue, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 176 Russell Avenue, St. Catharines, ON L2R 1W6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$194,850 (30.0%)
* Minimum Canadian down payment required for this price is $39,950.
Amortization Period30 Years
Estimated Monthly Payment$2,162Based on a loan of $454,650 over 30 years.
Purchase Price$649,500
Loan Amount$454,650
Provincial Land Transfer Tax:$9,465
Total Estimated Closing Taxes:$9,465

About Purchasing a Home in St. Catharines, ON

For a property listed at $649,500 in St. Catharines, the legal minimum down payment is $39,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,465 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,465.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.