177 Lake Street, St. Catharines, ON

$449,333
MLS#:X12022723
4 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
177 Lake Street, St. Catharines, ON L2R 5Y8
⚠️

Property no longer active

This property was sold on March 27, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $449,333 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 40 x 125 ft lot
  • Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

RBID HOME FOR SALE. HOMEOWNER RELOCATING. ($449,333) Top 5 Reasons To Call 177 Lake Street, St. Catharines Home 1) Income Potential & Ample Parking This Property Offers A Separate Entrance To A Partially Finished Basement, Complete With A Finished Kitchen,3 Pce Bathroom, Great Room and Additional Bedroom, Providing An Excellent Opportunity For An In-Law Suite Or Rental Income. Additionally, The Private Driveway Accommodates Up To 5 Vehicles, A Rare And Valuable Feature In This Sought-After Neighborhood. 2) Prime Location Ideally Situated In A High-Demand Area, This Home Is Just Minutes From Schools, Shopping, Public Transit, And The Scenic Montebello Park, Offering Residents Both Convenience And A Vibrant Community Atmosphere. 3) Extensive Modern Upgrades Enjoy The Benefits Of Recent Improvements, Including A New Furnace (2023), Washer And Dryer (2023), Driveway (2022), Built-In Electric Fireplace, Freshly Stained Deck (2021), New LG Kitchen Appliances, And An Owned Hot Water Tank, Ensuring Efficiency And Comfort For Years To Come. 4) Thoughtfully Designed Layout The Main Level Features An Open-Concept Living And Dining Space With Gleaming Hardwood Floors, A Well-Appointed Kitchen, And A Versatile Four-Season Sunroom That Can Be Utilized As A Third Bedroom, Office, Or Additional Living Space. 5) Impeccably Maintained Interior Showcasing Elegant Crown Mouldings And Rich Hardwood Flooring Throughout, This Home Reflects Exceptional Care And Attention To Detail, Creating A Warm And Inviting Ambiance. Buyers are responsible for verifying the retrofit status of the basement and conducting their own due diligence, as the sellers make no representations or warranties regarding its compliance

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Property Summary

This detached home located at 177 Lake Street, St. Catharines is currently for sale and has been available on SousaSells for 507 days. This property is listed at $449,333 with an estimated mortgage of $1,496* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 177 Lake Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 451 - Downtown, St. Catharines.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 27, 2025
Sold price information is available to members only
Listed Date3/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementApartment, Separate Entrance
Lot Size40 × 125 Feet
CountyNiagara
Annual Tax$3,333
Legal DescriptionPT LT 15 CY PL 73A GRANTHAM AS IN R0105816 ; ST. CATHARINES

Parking & Garage

Parking Total5.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 177 Lake Street, St. Catharines, ON

Q.What is the asking price for 177 Lake Street, St. Catharines, ON ?

The current listing price for 177 Lake Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $449,333.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 177 Lake Street, St. Catharines, ON ?

177 Lake Street, St. Catharines, ON is a Detached (Bungalow) featuring a Apartment, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

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177 Lake Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 177 Lake Street, St. Catharines, ON L2R 5Y8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,800 (30.0%)
* Minimum Canadian down payment required for this price is $22,467.
Amortization Period30 Years
Estimated Monthly Payment$1,496Based on a loan of $314,533 over 30 years.
Purchase Price$449,333
Loan Amount$314,533
Provincial Land Transfer Tax:$5,462
Total Estimated Closing Taxes:$5,462

About Purchasing a Home in St. Catharines, ON

For a property listed at $449,333 in St. Catharines, the legal minimum down payment is $22,467 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,462 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,462.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.