
Welcome to this remarkable 1 1/2 Storey duplex located in the coveted neighborhood of Western Hill. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
ATTENTION INVESTORS & HOUSE HACKERS! This updated duplex at 177 Pelham St offers VACANT POSSESSION, so you can live in one unit and rent the other, or choose your own tenants and SET YOUR OWN RENTS. The main floor features a spacious 3-bedroom unit, while the upper level offers a 2-bedroom unit with its own separate entrance. Each unit has its own SEPARATE HYDRO METER (2), making utility billing simple. Major updates are already done, including NEW WINDOWS (2025) and UPDATED KITCHENS & BATHROOMS (2026), so you can move in or rent out with confidence. Looking for more upside? The FULL-HEIGHT unfinished basement has a SEPARATE ENTRANCE and potential for a future 1-2 bedroom apartment or secondary suite. Set on a CORNER LOT with plenty of rear yard space, the property also invites buyers to explore future ADU or garden suite potential under current zoning bylaws. The location is hard to beat in St. Catharines, close to Brock University, the Pen Centre, downtown, the GO Train, transit, shopping and major routes. 5 BEDROOMS, 2 UNITS, VACANT POSSESSION and EXPANSION POTENTIAL. Opportunities like this do not come along often!
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This duplex located at 177 PELHAM Road, St. Catharines is currently for sale and has been available for 54 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 177 PELHAM Road, St. Catharines is in the Western Hill neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Western Hill, St. Catharines.
Growing families needing multi-bedroom flexibility and space in Western Hill, St. Catharines.
None listed
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 5-bedroom duplex at 177 PELHAM Road, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified St. Catharines real estate listings, compare active St. Catharines houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $1,747*/month*. Estimated Ontario Land Transfer Tax: $6,973. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.
The current listing price for 177 PELHAM Road, St. Catharines, ON in Western Hill, St. Catharines is $524,900.
This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
177 PELHAM Road, St. Catharines, ON is a Duplex (1 1/2 Storey) featuring a Apartment, Separate Entrance, Unfinished basement.
Key property features include: Fenced Yard, Golf, Hospital, Public Transit, Rec./Commun.Centre, School.
Interior highlights include: Accessory Apartment, Guest Accommodations, In-Law Capability, In-Law Suite, Separate Hydro Meter, Water Heater Owned.
Yes, this property offers parking space for 5.0 vehicles (None).
Heating is provided via Gas and cooling via None.
Request a live agent video tour or get 3D virtual walkthrough access for 177 PELHAM Road, St. Catharines, ON .
Western Hill, St. Catharines
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 177 PELHAM Road, St. Catharines, ON L2S 1V8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.
About Purchasing a Home in St. Catharines, ON
For a property listed at $524,900 in St. Catharines, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.
Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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