192A ONTARIO Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium brick front and wood construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 700-1100 sqft on a premium 39.26 x 107.51 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: In-Law Capability, Water Heater Owned
- equipped with window unit(s) central cooling and highly efficient baseboard heating via electric
Description
A beautiful solid brick home with loads of income potential. In-law suite. New windows installed June 2026. Boiler and hot water on demand system installed 2020. Zoned Res/Comm. Run your business from the comfort of your home or perfect for a multigenerational family. Ideal for home practitioners. Separate unit downstairs. The property offers a large deck/pergula. 1.5 garage provides opportunities for hobbyist or small business. Great downtown location, on bus route and close to all amenities. Super well kept home, vacant and ready for immediate possession.
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In-Law Capability, Water Heater Owned
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 192A ONTARIO Street, St. Catharines, ON L2R 5L1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $524,900 in St. Catharines, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.