198 Scott Street, Unit 20, St. Catharines, ON

$290,000
MLS#:X12708912
2 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
198 Scott Street 320, St. Catharines, ON L2N 5T3
⚠️

Property no longer active

This property was sold on March 27, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of 446 - Fairview. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $290,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available
  • Notable attributes: None
  • equipped with wall unit(s) central cooling and highly efficient baseboard heating via gas

Description

This beautiful and well-cared-for two-bedroom condo is located on the third floor in the desirable north end of St. Catharines. The unit features laminate flooring (2023) in the hallway, dining room, and living room; ceramic tile in the bathroom and kitchen (backsplash and countertop 2024, stove 2019), and carpet in both bedrooms. Through-the-wall air conditioning (2020) and thermostat to control your own heating adds comfort.The primary bedroom offers a walk-in closet, while the second bedroom includes a fixed wardrobe closet and can also be used as a home office. A pantry is located next to the kitchen, and the electrical panel was updated in July 2018. One pet up to 22 lbs is permitted.Condo fees include heat, hydro, water, Bell Fibe TV, parking, locker, building insurance, and exterior maintenance. Amenities include an outdoor saltwater pool, fitness room, sauna, party room, bike storage, and ample visitor parking. Conveniently situated with bus stop out front, near shopping, highway access, parks, restaurants, public transit, schools, and churches, with ample visitor parking available.

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Property Summary

This condo apartment located at 198 Scott Street, St. Catharines is currently for sale and has been available on SousaSells for 199 days. This property is listed at $290,000 with an estimated mortgage of $965* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 198 Scott Street, St. Catharines is in the 446 - Fairview neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in 446 - Fairview, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 800-899 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateMarch 27, 2026
Sold price information is available to members only
Listed Date1/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyNiagara
Annual Tax$2,431.58

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingWall Unit(s)

Features

Property Features

None listed

Interior Features

  • None

Security Features

  • Smoke Detector
  • Monitored

Community Features

None listed

Frequently Asked Questions about 198 Scott Street, Unit 20, St. Catharines, ON

Q.What is the asking price for 198 Scott Street, Unit 20, St. Catharines, ON ?

The current listing price for 198 Scott Street, Unit 20, St. Catharines, ON in 446 - Fairview, St. Catharines is $290,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 800-899 sqft.

Q.What property type and architectural style is 198 Scott Street, Unit 20, St. Catharines, ON ?

198 Scott Street, Unit 20, St. Catharines, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.What security features are installed at 198 Scott Street, Unit 20, St. Catharines, ON ?

Security features include: Smoke Detector, Monitored.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

Location

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198 Scott Street, Unit 20, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 198 Scott Street 320, St. Catharines, ON L2N 5T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$87,000 (30.0%)
* Minimum Canadian down payment required for this price is $14,500.
Amortization Period30 Years
Estimated Monthly Payment$965Based on a loan of $203,000 over 30 years.
Purchase Price$290,000
Loan Amount$203,000
Provincial Land Transfer Tax:$2,825
Total Estimated Closing Taxes:$2,825

About Purchasing a Home in St. Catharines, ON

For a property listed at $290,000 in St. Catharines, the legal minimum down payment is $14,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,825 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,825.

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446 - Fairview, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 446 - Fairview, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$476,099

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 446 - Fairview, St. Catharines

Elementary Schools

Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

No secondary schools data loaded.

446 - Fairview, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.