2 Richmond Avenue, St. Catharines, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 33 x 98.5 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: None, Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to this charming 2-storey home offering 3+1 bedrooms and 2 full bathrooms, perfectly located close to highways, downtown and shopping. This well-maintained property features mostly hardwood flooring and a bright, spacious kitchen with updated countertops (2024) that walks out to a covered deck - perfect for entertaining. Enjoy the enclosed front porch for added living space and curb appeal. The upper-level bathroom has been refreshed with a new bathtub and surround, while the finished basement offers a versatile 4th bedroom and additional living space ideal for guests, a home office, or recreation area. Updates include new pot lights throughout (2024), front steps and railing (2024), roof over covered deck (2025), newer furnace and air conditioner, roof and windows approximately 9 years old with parking for 3 vehicles in the private driveway, this home offers comfort, functionality, and convenience in one complete package. A great opportunity for families, first-time buyers, or investors alike!
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 2 Richmond Avenue, St. Catharines, ON L2R 3W7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $439,900 in St. Catharines, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.