20 Elberta Street, St. Catharines, ON
Property no longer active
This property was sold on December 3, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 445 - Facer. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 34 x 95 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Primary Bedroom - Main Floor
- Efficient forced air heating via gas
Description
Welcome to this 3-bedroom, 1-bathroom home, perfect for first-time buyers, investors, or anyone looking to add value and make it their own. This solid home offers a great layout and endless potential for renovation and personalization.Located in a vibrant, family-friendly neighbourhood, you'll enjoy the convenience of being close to shopping, public transit, schools, and quick highway access-making daily life easy and efficient. The area is well known for its beloved local bakeries, delis, and cultural shops, offering character and authentic flavours just steps from your door.Outside, the property features a large driveway accommodating up to 3 vehicles, plus additional street parking for guests. With a little vision and care, this home can transform into a warm and welcoming space tailored to your taste. Don't miss this chance to invest in a centrally located property with great potential and community charm. A little love will go a long way-book your showing today! taxes as per mpac and regional property tax calculator.
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Property Summary
This detached home located at 20 Elberta Street, St. Catharines is currently for sale and has been available on SousaSells for 266 days. This property is listed at $349,000 with an estimated mortgage of $1,162* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 20 Elberta Street, St. Catharines is in the 445 - Facer neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 445 - Facer, St. Catharines.
- •3 spacious bedroom layout offering versatile living space
- •1 well-appointed bathroom
- •1100-1500 sqft of generous functional square footage
Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
None listed
Interior Features
- Primary Bedroom - Main Floor
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 20 Elberta Street, St. Catharines, ON
Q.What is the asking price for 20 Elberta Street, St. Catharines, ON ?
The current listing price for 20 Elberta Street, St. Catharines, ON in 445 - Facer, St. Catharines is $349,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.
Q.What property type and architectural style is 20 Elberta Street, St. Catharines, ON ?
20 Elberta Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Pricing & Value Insights
Data-driven valuation for 20 Elberta Street, St. Catharines, ON L2M 5M5
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $349,000 in St. Catharines, the legal minimum down payment is $17,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,710 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,710.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.