20 Niagara Street, St. Catharines, ON
Property no longer active
This property was sold on May 9, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey fourplex located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $539,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 4 Bathrooms with 4 functional kitchens
- Generous living space spanning 2000-2500 sqft on a premium 37.5 x 77.2 ft lot
- Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Primary Bedroom - Main Floor
- Efficient forced air heating via gas
Description
Welcome to 20 Niagara Street, a rare opportunity to secure a four-plex in one of St. Catharines' most rapidly evolving pockets. This property offers incredible upside for the savvy investor looking to capitalize on a city undergoing major revitalization and growth.Positioned in the downtown core, this property sits within a community that is seeing significant public and private investment, with ongoing development initiatives, infrastructure improvements, and a strong push for urban intensification. This is exactly the kind of location where buy-and-hold investors can benefit from long-term appreciation and future rent growth.The building itself consists of four units and is currently fully tenanted , presenting a clear value-add opportunity. Whether you're looking to expand your portfolio or enter the multi-residential market at an accessible price point, 20 Niagara Street offers strong future appreciation potential in a revitalizing downtown.Opportunity to increase rents and improve cash flow.A solid multi-unit asset with long-term upside. Proximity to transit, amenities, and the city's core developments.This is a strategic acquisition for investors who understand the power of location, timing, and vision. With St. Catharines on the rise, opportunities like this are becoming harder to find at this price point.Secure your foothold in a growing market-20 Niagara Street is full of potential waiting to be unlocked.
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Property Summary
This fourplex located at 20 Niagara Street, St. Catharines is currently for sale and has been available on SousaSells for 114 days. This property is listed at $539,900 with an estimated mortgage of $1,797* per month. It has 4 beds, 4 bathrooms, and is 2000-2500 square feet. 20 Niagara Street, St. Catharines is in the 450 - E. Chester neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in 450 - E. Chester, St. Catharines.
- •4 spacious bedroom layout offering versatile living space
- •4 well-appointed bathrooms
- •2000-2500 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in 450 - E. Chester, St. Catharines.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Hospital
- Golf
- Library
- Place Of Worship
- Park
- Public Transit
Interior Features
- Primary Bedroom - Main Floor
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 20 Niagara Street, St. Catharines, ON
Q.What is the asking price for 20 Niagara Street, St. Catharines, ON ?
The current listing price for 20 Niagara Street, St. Catharines, ON in 450 - E. Chester, St. Catharines is $539,900.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 4 bathrooms across approximately 2000-2500 sqft.
Q.What property type and architectural style is 20 Niagara Street, St. Catharines, ON ?
20 Niagara Street, St. Catharines, ON is a Fourplex (2-Storey) featuring a Partial Basement basement.
Q.What key property features does 20 Niagara Street, St. Catharines, ON offer?
Key property features include: Hospital, Golf, Library, Place Of Worship, Park, Public Transit.
Q.What interior features are included in this home?
Interior highlights include: Primary Bedroom - Main Floor.
Q.Is parking available at this property?
Yes, this property offers parking space for 2.0 vehicles (None).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via None.
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Pricing & Value Insights
Data-driven valuation for 20 Niagara Street, St. Catharines, ON L2R 4K2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in St. Catharines, ON
For a property listed at $539,900 in St. Catharines, the legal minimum down payment is $28,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.