21 Albert Street, St. Catharines, ON

$489,000
MLS#:X13493628
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
21 Albert Street, St. Catharines, ON L2R 2G6
⚠️

Property no longer active

This property was sold on July 7, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 451 - Downtown. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 35 x 92 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 21 Albert Street, a beautifully renovated bungalow nestled in one of St. Catharines' most established neighbourhoods. Blending timeless character with thoughtful updates, this move-in ready home offers exceptional style, comfort, and convenience just minutes from downtown, Montebello Park, restaurants, shopping, schools, and quick access to the QEW. Step inside to discover a bright, open-concept layout designed for everyday living and entertaining. At the heart of the home is a stunning chef-inspired kitchen featuring quartz countertops, abundant cabinetry, premium finishes, and seamless flow into the spacious living and dining areas. Original hardwood flooring, oversized wood baseboards, refinished solid wood interior doors, and a beautiful stained-glass window preserve the home's historic charm while complementing its updated design. Offering three bedrooms and a beautifully renovated bathroom, this home also features the convenience of main floor laundry and custom in-closet lighting throughout. The full-height basement offers exceptional potential for future living space. Whether you envision a family room, home gym, guest suite, home office, or recreation area, it's a blank canvas ready to suit your needs. Outside, enjoy a private, fully fenced backyard complete with a pergola and concrete patio-an inviting space to entertain or unwind. Numerous exterior improvements include new shingles (2020), front and rear exterior doors (2019), fencing with a swinging gate (2020), and the concrete patio and pergola (2020). Major mechanical updates provide added peace of mind, including a furnace (2021), hot water tank (2021), and washer and dryer (2026).Meticulously maintained and beautifully updated, 21 Albert Street is an exceptional opportunity for first-time buyers, downsizers, or anyone seeking a home where character, quality craftsmanship, and modern comfort come together.

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Property Summary

This detached home located at 21 Albert Street, St. Catharines is currently for sale and has been available on SousaSells for 41 days. This property is listed at $489,000 with an estimated mortgage of $1,628* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 21 Albert Street, St. Catharines is in the 451 - Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 451 - Downtown, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 7, 2026
Sold price information is available to members only
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size35 × 92 Feet
CountyNiagara
Annual Tax$3,113.3
Legal DescriptionLT 16 CY PL 130 GRANTHAM; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 21 Albert Street, St. Catharines, ON

Q.What is the asking price for 21 Albert Street, St. Catharines, ON ?

The current listing price for 21 Albert Street, St. Catharines, ON in 451 - Downtown, St. Catharines is $489,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 21 Albert Street, St. Catharines, ON ?

21 Albert Street, St. Catharines, ON is a Detached (Bungalow) featuring a Full, Unfinished basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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21 Albert Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Albert Street, St. Catharines, ON L2R 2G6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate4.00%
Down Payment$146,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,450.
Amortization Period30 Years
Estimated Monthly Payment$1,628Based on a loan of $342,300 over 30 years.
Purchase Price$489,000
Loan Amount$342,300
Provincial Land Transfer Tax:$6,255
Total Estimated Closing Taxes:$6,255

About Purchasing a Home in St. Catharines, ON

For a property listed at $489,000 in St. Catharines, the legal minimum down payment is $24,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,255 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,255.

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451 - Downtown, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 451 - Downtown, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$740,075

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 451 - Downtown, St. Catharines

Elementary Schools

St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

No secondary schools data loaded.

451 - Downtown, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.