212 Niagara Street, St. Catharines, ON

$430,000
MLS#:X13869206
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 1 Bath Home at 212 Niagara Street St. Catharines ON listed at $430,000 (MLS# X13869206) - Main View
For Sale
Added:Oct 5, 2026(1 day ago)
Updated:Oct 6, 2026(today)
Last Checked:16 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Facer. Expertly crafted featuring premium stucco (plaster) and vinyl siding construction, this residence presents an exceptional opportunity offered at $430,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 36.35 x 86.25 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (3.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming 1.5-storey home offering a warm, inviting layout, thoughtful updates and plenty of potential for growing families, first-time buyers or downsizers alike. Carpet-free throughout, the main floor features a cozy living room highlighted by an electric fireplace and stylish feature wall, creating the perfect space to relax and unwind. The updated eat-in kitchen combines functionality with modern appeal, showcasing a tiled backsplash, stainless steel stove and a moveable kitchen island that provides additional workspace and casual seating. The main floor also offers a spacious primary bedroom, along with a well-appointed 4-piece main bathroom. Upstairs, you'll find two additional good-sized bedrooms, providing comfortable accommodations for family members, guests or a home office. The full unfinished basement adds valuable storage space and excellent future potential, with laundry facilities and an owned tankless hot water heater already in place. Outside, enjoy a partially fenced backyard featuring a wooden deck and gazebo-an inviting setting for morning coffee, outdoor dining or entertaining friends and family. A detached single-car garage provides convenient parking and additional storage. Ideally located close to schools, parks, public transit, highway access and all major amenities, this home offers the perfect combination of comfort, convenience and opportunity. Move-in ready with room to make it your own, this is a wonderful place to call home!

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Property Summary

This detached home located at 212 Niagara Street, St. Catharines is currently for sale and has been available for 1 day. This property is listed at $430,000 with an estimated mortgage of $1,431* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 212 Niagara Street, St. Catharines is in the Facer neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Facer, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$430,000
AddedOct 5, 2026 (1 day ago)
UpdatedOct 6, 2026 (today)
Last Checked16 minutes ago
Transaction TypeFor Sale
List Office NameNEW ERA REAL ESTATE

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStucco (Plaster), Vinyl Siding
BasementFull, Unfinished
Lot Size36.35 Ă— 86.25 Feet
CountyNiagara
Annual Tax$2,689.6
Rental ItemsNone
Legal DescriptionLT 34 CY PL 158 GRANTHAM EXCEPT RO662368; ST. CATHARINES

Parking & Garage

Parking Total3.0
Parking Space2
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Public Transit
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School
  • School Bus Route

Interior Features

  • Carpet Free
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Storage Area Lockers
  • Water Heater Owned
  • Water Meter

Security Features

  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this 3-bedroom detached at 212 Niagara Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $1,431*/month*. Estimated Ontario Land Transfer Tax: $5,075. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 212 Niagara Street, St. Catharines, ON

Q.What is the asking price for 212 Niagara Street, St. Catharines, ON ?

The current listing price for 212 Niagara Street, St. Catharines, ON in Facer, St. Catharines is $430,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 212 Niagara Street, St. Catharines, ON ?

212 Niagara Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What key property features does 212 Niagara Street, St. Catharines, ON offer?

Key property features include: Public Transit, Park, Place Of Worship, Rec./Commun.Centre, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater Owned, Water Meter.

Q.What security features are installed at 212 Niagara Street, St. Catharines, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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212 Niagara Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Facer, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 212 Niagara Street, St. Catharines, ON L2M 4V4

Estimated Sales Range
$409,000 - $421,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$129,000 (30.0%)
* Minimum Canadian down payment required for this price is $21,500.
Amortization Period30 Years
Estimated Monthly Payment$1,431Based on a loan of $301,000 over 30 years.
Purchase Price$430,000
Loan Amount$301,000
Provincial Land Transfer Tax:$5,075
Total Estimated Closing Taxes:$5,075

About Purchasing a Home in St. Catharines, ON

For a property listed at $430,000 in St. Catharines, the legal minimum down payment is $21,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,075 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,075.

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Facer, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Facer, St. Catharines.

Verified Local Data
City Population323,103
City Median Age40.5 Yrs
City Ownership86% Owners
Avg Area List Price$547,415

People & Families

Age Distribution

Household Composition

One-person households
15%
Families with children
52%
Couples without children
28%
Other households
5%

Top Ethnic Origins

Italian35%
Canadian10%
Russian8%
Chinese6%

Best Schools in Facer, St. Catharines

Elementary Schools

Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6
Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
Carleton
Public1 Carlton Park Drive, St. Catharines, Ontario, L2M 4M9
6.8
E I McCulley
Public16 Berkley Drive, St. Catharines, Ontario, L2M 6B8
6.5

Secondary Schools

No secondary schools data loaded.

Facer, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied86%
Rented14%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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