214 NIAGARA Street, St. Catharines, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 445 - Facer. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $470,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 700-1100 sqft on a premium 35 x 86.47 ft lot
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available
- Notable attributes: Accessory Apartment, In-Law Suite
- Efficient forced air heating via gas
Description
Welcome to this well-maintained bungalow in the desirable North End of St. Catharines, offering strong potential for multi-generational living or income support! This property features 2+2 bedrooms, 2 full bathrooms, and 2 kitchens with a functional layout across both levels. The main floor includes an updated kitchen, 4 piece bathroom, bright living area, two bedrooms, and in-suite laundry. The fully finished lower level offers a separate rear entrance, second kitchen, spacious living area, two bedrooms, a 3-piece bathroom, and its own laundry facilities.The layout may be suitable for in-law or extended family use, with added flexibility for buyers seeking additional living space.Private single driveway and convenient location close to schools, shopping, parks, and major amenities!
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Accessory Apartment, In-Law Suite
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 214 NIAGARA Street, St. Catharines, ON L2M 4V4
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About Purchasing a Home in St. Catharines, ON
For a property listed at $470,000 in St. Catharines, the legal minimum down payment is $23,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,875 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,875.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.