22 Bertram Street, St. Catharines, ON

$439,900
MLS#:X12802896
3 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
22 Bertram Street, St. Catharines, ON L2R 1A8
⚠️

Property no longer active

This property was sold on February 27, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 33.23 x 117.6 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming 1.5 story home tucked away on a lovely private street - convenient location for commuters with easy QEW access and close to everything downtown St. Catharines has to offer! The welcoming covered front porch leads you to this beautifully updated, open concept home with 3 spacious bedrooms. Bright, renovated functional kitchen with floating shelves and lots of counter space. Spacious living/dining room with pot lighting, and cozy bedroom or office space on the main floor. Updated bathroom with shiplap accent wall. Bright sunroom overlooking spacious fenced backyard with large patio and gazebo, perfect for entertaining and summer barbeques. Private driveway and detached garage. Unfinished basement provides plenty of room for storage. So many updates done over the years to make it move in ready, including: Kitchen 2025, Furnace & AC 2021, Flooring 2023, Plumbing 2021, New Fence 2021, Gazebo 2023, Freshly painted 2023, Additional Updates Include: Insulation, Light Fixtures, Porch, Bathroom. Appliances included - Fridge, Stove, Washer and Dryer. Close to all amenities, parks, schools, shops, restaurants, and transit.

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Property Summary

This detached home located at 22 Bertram Street, St. Catharines is currently for sale and has been available on SousaSells for 168 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 22 Bertram Street, St. Catharines is in the 450 - E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in 450 - E. Chester, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 27, 2026
Sold price information is available to members only
Listed Date2/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionConcrete
BasementFull, Unfinished
Lot Size33.23 × 117.6 Feet
CountyNiagara
Annual Tax$2,826
Legal DescriptionLt 24 Cy Pl 138138 Grantham; St. Catharines

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Level
  • Public Transit
  • Place Of Worship
  • Park

Interior Features

  • Floor Drain

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 22 Bertram Street, St. Catharines, ON

Q.What is the asking price for 22 Bertram Street, St. Catharines, ON ?

The current listing price for 22 Bertram Street, St. Catharines, ON in 450 - E. Chester, St. Catharines is $439,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 22 Bertram Street, St. Catharines, ON ?

22 Bertram Street, St. Catharines, ON is a Detached (1 1/2 Storey) featuring a Full, Unfinished basement.

Q.What key property features does 22 Bertram Street, St. Catharines, ON offer?

Key property features include: Level, Public Transit, Place Of Worship, Park.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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22 Bertram Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 22 Bertram Street, St. Catharines, ON L2R 1A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$131,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,995.
Amortization Period30 Years
Estimated Monthly Payment$1,464Based on a loan of $307,930 over 30 years.
Purchase Price$439,900
Loan Amount$307,930
Provincial Land Transfer Tax:$5,273
Total Estimated Closing Taxes:$5,273

About Purchasing a Home in St. Catharines, ON

For a property listed at $439,900 in St. Catharines, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.

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450 - E. Chester, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 450 - E. Chester, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$572,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 450 - E. Chester, St. Catharines

Elementary Schools

Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5
Jeanne Sauve
Public91 Bunting Road, St. Catharines, Ontario, L2P 3G8
7.6
Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

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450 - E. Chester, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.