23 Marmora Street, St. Catharines, ON

$419,900
MLS#:X8489054
3 beds
2 baths
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 450 - E. Chester. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 35 x 100 ft lot size
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

IN-LAW POTENTIAL! Welcome to this adorable 2+1 bedroom, 2 bathroom bungalow situated on a quiet tree-lined street proximal to all amenities, schools, parks, QEW and 406 highways. This quaint property welcomes you with an updated covered front porch into a spacious open concept living room/kitchen w/laminate flooring and gas fireplace. Fireplace will be cleaned and serviced. The main floor offers two bedrooms and a 3 pc bathroom w/walk-in shower (shower w/seat & grab bars installed 2023). The basement has a separate entrance and contains a recroom and 3rd bedroom plus utility area with laundry hookups. The backyard is fully fenced w/gardens, a covered porch w/lattice and gazebo and a perfect place to enjoy a quiet morning coffee! The detached garage has hydro and is drywalled plus a propane hookup for a heater. Many big ticket items have been completed such as new vinyl siding on house and front of garage/soffits/eavestrough w/leaf guard/shutters in 2022, Furnace and A/C 2020, new wood on front porch 2023, supports & railing on porch 2024, roof on back covered porch 2014. Enjoy 3 car parking plus room in garage for a 4th! Create a possible accessory apartment in the basement with the convenient separate entrance!

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Property Summary

This detached home located at 23 Marmora Street, St. Catharines is currently for sale and has been available on SousaSells for 743 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 23 Marmora Street, St. Catharines is in the 450 - E. Chester neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 26, 2024
Sold price information is available to members only
Listed Date6/28/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Vinyl Siding
BasementFull, Partially Finished
Lot Size35 × 100 Feet
CountyNiagara
Annual Tax$2,725
Legal DescriptionLT 120 TP PL 101 GRANTHAM CITY OF ST. CATHARINES

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Public Transit, School Bus Route, School

Interior Features

In-Law Capability

Security Features

Community Features

Location

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23 Marmora Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 23 Marmora Street, St. Catharines, ON L2P 3B9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$125,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,930 over 30 years.
Purchase Price$419,900
Loan Amount$293,930
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in St. Catharines, ON

For a property listed at $419,900 in St. Catharines, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$700,073

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.