230 Pelham Road, St. Catharines, ON

$359,000
MLS#:X13465510
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 458 - Western Hill. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 70 x 105 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Opportunity Knocks at this Prime Niagara Location. Whether you're an investor, entrepreneur, or buyer looking for space to spread out, this property checks a lot of boxes.The main house offers large principal rooms, a generous eat-in kitchen, and a smart layout with a main floor bedroom and 4-piece bath, plus two additional bedrooms upstairs. The basement is unfinished. Yes, there's some cosmetic updating to do but the potential is there.The lot is the real story, at 70 x 143 feet with R2 zoning, you've got room to breathe and options to grow. And out back? A fully converted backyard studio complete with its own kitchen, 2-piece bath, and a full furnace, plus an insulated and studded second floor ready for your vision. Run your business from home, set up a creative studio, or just have the ultimate hang-out space away from the main house. Properties like this with the space, zoning, and versatility to grow into don't come along every day in this market and at this price.

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Property Summary

This detached home located at 230 Pelham Road, St. Catharines is currently for sale and has been available on SousaSells for 28 days. This property is listed at $359,000 with an estimated mortgage of $1,195* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 230 Pelham Road, St. Catharines is in the 458 - Western Hill neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date6/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementFull
Lot Size70 × 105 Feet
CountyNiagara
Annual Tax$3,497
Legal DescriptionLT 35 TP PL 94 GRANTHAM; PT LT 34 TP PL 94 GRANTHAM AS IN RO249493; ST. CATHARINES

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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230 Pelham Road, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 230 Pelham Road, St. Catharines, ON L2S 1X6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$107,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,950.
Amortization Period30 Years
Estimated Monthly Payment$1,195Based on a loan of $251,300 over 30 years.
Purchase Price$359,000
Loan Amount$251,300
Provincial Land Transfer Tax:$3,860
Total Estimated Closing Taxes:$3,860

About Purchasing a Home in St. Catharines, ON

For a property listed at $359,000 in St. Catharines, the legal minimum down payment is $17,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,860 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,860.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 458 - Western Hill, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$531,634

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.