231 Vine Street, St. Catharines, ON

$465,000
MLS#:X12517644
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
231 Vine Street, St. Catharines, ON L2M 4S9
⚠️

Property no longer active

This property was sold on January 8, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 446 - Fairview. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $465,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 51 x 262 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome Home to 231 Vine Street! This charming 3-bedroom, 2-bathroom residence in St. Catharines' desirable North End offers the perfect blend of comfort, style, and an incredible outdoor retreat. Step inside and discover a thoughtfully updated main floor, boasting newly refinished flooring that sets a fresh, modern tone. The heart of this home, the kitchen, has been revitalized with sleek new countertops, offering ample prep space and a bright, inviting atmosphere. What truly sets it apart is the delightful view directly out to your backyard haven, promising seamless indoor-outdoor living. The true gem of this property is its impressive 262-foot deep lot, providing an expansive and fully fenced yard for ultimate privacy and enjoyment. Imagine summer evenings on your charming porch, complete with a stylish pergola, leading directly to your very own relaxing hot tub - the perfect spot to unwind after a long day or entertain friends and family. Practicality meets convenience with a 1.5 car detached garage, offering excellent storage or workshop potential, complemented by ample parking for multiple vehicles. Nestled in the family-friendly North End, 231 Vine Street provides easy access to local amenities, schools, parks, and major transportation routes, making it an ideal location for all lifestyles.

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Property Summary

This detached home located at 231 Vine Street, St. Catharines is currently for sale and has been available on SousaSells for 273 days. This property is listed at $465,000 with an estimated mortgage of $1,548* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 231 Vine Street, St. Catharines is in the 446 - Fairview neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 446 - Fairview, St. Catharines.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in St. Catharines.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 8, 2026
Sold price information is available to members only
Listed Date11/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size51 × 262 Feet
CountyNiagara
Annual Tax$3,425.54
Legal DescriptionPT LT 5 RANGE 1 CY PL 17 GRANTHAM AS IN RO636523; ST. CATHARINES

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Library
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Water Heater

Security Features

  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 231 Vine Street, St. Catharines, ON

Q.What is the asking price for 231 Vine Street, St. Catharines, ON ?

The current listing price for 231 Vine Street, St. Catharines, ON in 446 - Fairview, St. Catharines is $465,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 231 Vine Street, St. Catharines, ON ?

231 Vine Street, St. Catharines, ON is a Detached (2-Storey) featuring a Unfinished basement.

Q.What key property features does 231 Vine Street, St. Catharines, ON offer?

Key property features include: Fenced Yard, Library, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.What security features are installed at 231 Vine Street, St. Catharines, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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231 Vine Street, St. Catharines, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 231 Vine Street, St. Catharines, ON L2M 4S9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$139,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,250.
Amortization Period30 Years
Estimated Monthly Payment$1,548Based on a loan of $325,500 over 30 years.
Purchase Price$465,000
Loan Amount$325,500
Provincial Land Transfer Tax:$5,775
Total Estimated Closing Taxes:$5,775

About Purchasing a Home in St. Catharines, ON

For a property listed at $465,000 in St. Catharines, the legal minimum down payment is $23,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,775 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,775.

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446 - Fairview, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 446 - Fairview, St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$476,099

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 446 - Fairview, St. Catharines

Elementary Schools

Lincoln Centennial
Public348 Scott Street, St. Catharines, Ontario, L2N 1J5
9.2
St Alfred
Public280 Vine Street, St. Catharines, Ontario, L2M 4T3
4.6
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Our Lady of Fatima
Public439 Vine Street, St. Catharines, Ontario, L2M 3S6
8.9
Prince of Wales
Public95 Facer Street, St. Catharines, Ontario, L2M 5J6
6.8

Secondary Schools

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446 - Fairview, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.