233 St. Paul Street, St. Catharines, ON

$149,000
MLS#:X14178688
0 beds
4 baths
Commercial
Commercial for sale - 0 Bed, 4 Bath Home at 233 St. Paul Street St. Catharines ON listed at $149,000 (MLS# X14178688) - Main View
For Sale
Added:Nov 13, 2026(2 days ago)
Updated:Nov 13, 2026(2 days ago)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable sale of business located in the coveted neighborhood of Western Hill. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $149,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 4 Bathrooms
  • Premium 19 x 90.25 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Beautiful turnkey licensed restaurant with patio located in the heart of downtown St.Catharines on vibrant St. Paul Street. This attractive 1,200 sq ft space is licensed for 61inside plus 16 on the patio and features a great layout with a fully equipped commercial kitchen. Excellent opportunity for an operator looking for a ready-to-go restaurant in a prime downtown location. The kitchen features a 12-ft commercial hood and 2 walk-ins, including one prominently displayed on the main floor for excellent visual appeal. Ideal for a wide variety of restaurant concepts and available for rebranding into a different concept, cuisine, or franchise. Great lease rate of $4,500 Gross Rent including TMI with 2 + 5 years remaining. An excellent opportunity to take over a beautifully finished restaurant with substantial infrastructure already in place. Please do not go direct or speak to staff or ownership.

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Property Summary

This sale of business located at 233 St. Paul Street, St. Catharines is currently for sale and has been available for 2 days. This property is listed at $149,000 with an estimated mortgage of $496* per month. It has 0 beds, 4 bathrooms, and is unknown square feet. 233 St. Paul Street, St. Catharines is in the Western Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Western Hill, St. Catharines.

Great for Small Household / Couples
What We Love About This Home
  • •4 well-appointed bathrooms
  • •Desirable Sale Of Business architecture in Western Hill, St. Catharines
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bathrooms
4
Property Type
Commercial

Additional Details

StatusActive
Price$149,000
AddedNov 13, 2026 (2 days ago)
UpdatedNov 13, 2026 (2 days ago)
Last Checked4 minutes ago
Transaction TypeFor Sale
List Office NameROYAL LEPAGE SIGNATURE REALTY

Property Details

Property Sub-TypeSale Of Business
Lot Size19 Ă— 90.25 Feet
CountyNiagara
Annual Tax$0
Legal DescriptionLT 454 CP PL 2 GRANTHAM ; S/T INTEREST IN RO768270; T/W RO768270 CITY OF ST. CATHARINES

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

None listed

Interior Features

None listed

Security Features

  • No

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

St. Catharines Home Buyer Advisory & Market HubActive MLS® Listing in St. Catharines, Ontario

Looking to Buy a Home in St. Catharines?

If you are looking for a house in St. Catharines or researching St. Catharines real estate for sale, this sale of business at 233 St. Paul Street, St. Catharines, ON offers an exceptional opportunity to buy a home in St. Catharines, Ontario. Whether you are a first-time St. Catharines home buyer or comparing active St. Catharines MLS® homes for sale, working with a dedicated St. Catharines buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

St. Catharines Homes for Sale & MLS® Listings

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Dedicated St. Catharines Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced St. Catharines realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

St. Catharines Buyer Budget & Costs

Estimated mortgage: $496*/month*. Estimated Ontario Land Transfer Tax: $1,215. First-time St. Catharines home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in St. Catharines

Frequently Asked Questions about 233 St. Paul Street, St. Catharines, ON

Q.What is the asking price for 233 St. Paul Street, St. Catharines, ON ?

The current listing price for 233 St. Paul Street, St. Catharines, ON in Western Hill, St. Catharines is $149,000.

Q.How many bedrooms and bathrooms does this property have?

This property features null bedrooms and 4 bathrooms.

Q.What property type and architectural style is 233 St. Paul Street, St. Catharines, ON ?

233 St. Paul Street, St. Catharines, ON is a Sale Of Business () featuring a basement.

Q.What security features are installed at 233 St. Paul Street, St. Catharines, ON ?

Security features include: No.

Q.What heating and cooling systems are installed?

Heating is provided via standard central heat and cooling via Yes.

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Location

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233 St. Paul Street, St. Catharines, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Western Hill, St. Catharines

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 233 St. Paul Street, St. Catharines, ON L2R 3M6

Estimated Sales Range
$142,000 - $146,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

Configure Loan Settings

Interest Rate4.00%
Down Payment$44,700 (30.0%)
* Minimum Canadian down payment required for this price is $7,450.
Amortization Period30 Years
Estimated Monthly Payment$496Based on a loan of $104,300 over 30 years.
Purchase Price$149,000
Loan Amount$104,300
Provincial Land Transfer Tax:$1,215
Total Estimated Closing Taxes:$1,215

About Purchasing a Home in St. Catharines, ON

For a property listed at $149,000 in St. Catharines, the legal minimum down payment is $7,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,215 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,215.

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Western Hill, St. Catharines Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Western Hill, St. Catharines.

Verified Local Data
City Population62,953
City Median Age40.8 Yrs
City Ownership85% Owners
Avg Area List Price$534,947

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
50%
Couples without children
28%
Other households
4%

Top Ethnic Origins

English30%
Canadian28%
Scottish22%
Irish21%

Best Schools in Western Hill, St. Catharines

Elementary Schools

St Anthony
Public81 Rykert Street, St. Catharines, Ontario, L2S 1Z2
6.3
Edith Cavell
Public1 Monck Street, St. Catharines, Ontario, L2S 1L5
8.1
Westdale
PublicWestdale Drive, St. Catharines, Ontario, L2S 2B4
9.3
Oakridge
PublicOakridge Avenue, St. Catharines, Ontario, L2T 3R7
9.6
St Peter
Public7 Aberdeen Circle, St. Catharines, Ontario, L2T 2B7
7.5

Secondary Schools

No secondary schools data loaded.

Western Hill, St. Catharines Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied85%
Rented15%

Need more details or a custom CMA?

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$149,000

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