233B Vine Street, St. Catharines, ON

$479,900
MLS#:X13012982
4 beds
3 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 446 - Fairview. Expertly crafted featuring premium metal/steel siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 16.52 x 262.43 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Incredible opportunity for investors, first-time buyers, or those looking to downsize! This beautifully renovated semi-detached home in St. Catharines has been updated from top to bottom and offers stylish, carpet-free living throughout. The bright, modern eat-in kitchen is a standout feature, showcasing crisp white cabinetry, new stainless steel appliances, quartz countertops, a sleek backsplash, and potlights. A charming bay window fills the adjoining dinette with natural light, creating the perfect spot for everyday meals. The spacious living and dining area features laminate flooring, a large window, and a walk-out to the backyard-ideal for entertaining or relaxing. A convenient powder room completes the main level. Upstairs, a wood staircase leads to two generous bedrooms, including the primary bedroom with double closets and a beautifully updated ensuite featuring double vanities and contemporary finishes. The fully finished lower level adds exceptional versatility, offering two additional bedrooms or flexible space for a home office, gym, or playroom, along with a full bathroom and a modern, thoughtfully designed laundry room. Step outside to a deep, fully fenced backyard with a patio and green space-perfect for outdoor living, gardening, or creating your own private retreat. A storage shed adds extra convenience. Move-in ready and thoughtfully upgraded, this home delivers comfort, style, and incredible value in a St. Catharines community.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionMetal/Steel Siding, Vinyl Siding
BasementFull, Finished
Lot Size16.52 × 262.43 Feet
CountyNiagara
Annual Tax$3,956
Legal DescriptionPT LT 5 RANGE 1 CY PL 17 GRANTHAM PT 1, 308479: ST CATHARINES

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, Public Transit, School

Interior Features

None

Security Features

Community Features

Location

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233B Vine Street, St. Catharines, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 233B Vine Street, St. Catharines, ON L2M 4S9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in St. Catharines.

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Interest Rate5.25%
Down Payment$23,995 (5.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period25 Years
Estimated Monthly Payment$2,717Based on a loan of $455,905 over 25 years.
Purchase Price$479,900
Loan Amount$455,905
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in St. Catharines, ON

For a property listed at $479,900 in St. Catharines, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in St. Catharines (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

Nearby Listings

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No current listings found in St. Catharines.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Catharines.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,389

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Immaculée-Conception
Public153 Church Street, St. Catharines, Ontario, L2R 3E2
6.3
St Nicholas
Public149 Church Street, St. Catharines, Ontario, L2R 3E2
4.4
Harriet Tubman
Public84 Henry Street, St. Catharines, Ontario, L2R 5V4
6.3
St Denis
Public175 Carlton Street, St. Catharines, Ontario, L2R 1S1
5.4
Connaught
Public28 Prince Street, St. Catharines, Ontario, L2R 3X7
8.5

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.